i THINK i owe about 16-18k but ive never had the bottle to add it all up
i pay back about 1k a month on it all, but its all over the place so it gets paid off very slowly

i need to get in a position where i can get one big loan to cover all the little ones, and then i recon i could have it all paid off in a year.
i racked all that up back when i was earning <13k a year. i'm now much better off and can afford it easily