hmmm....im still paying off my cossie which i havent even seen for 2 years! still have a 9k loan, about 5k from a 10k loan,a 1500 quid credit card and a 2500 overdraft however,i have just payed off a 10k loan to me parents (they helped me out,didnt give me any breaks,i payed 200 a month for a LOOOONG time!)so im now finally paying out less than i have left to spend on me at the beginning of every month,i will NEVER take out another loan in my life!