i owe 18k @ 21

Although i have a fair bit to show for it , its not like its just been spent with nothing to show for it.

Although im now in a much better paying job and am saving over 1k a month on average now, after loan repayment + rent + bill's etc etc

And like Graceland said above, its manageable debt, and i have plently of spare money should i need it, and a nice balance in my savings account, planning to put that towards a house deposit in the next few years