Hi All


All I am going to say is every economic cycle comes to an end.

I lied, one more point, do not over stretch yourself. By that I don't mean just the morgage, by all means try and buy the house you want but keep some spare capacity back incase for example rates go higher. Buying ur first house at the possible top of a market along with 20k in credit card debt is always going to end in tears

20 year GBP rates are currently around 4.65% which could indicate a stable market but remember this is effectivley an average view over a 20 year period. rates could swing a considerable amount either side of that.

Cheers Malc