my works final salary scheme is closed for new entries at end of this month.
dunno whether join now or not.

ive got 40 years no doubt till i retire and doubtful ill work in same place and if it will still exist in 40 years time lol not sure if that has any bearing.

the new scheme will be a contribution match type - i.e. i pay 5% work pay 5% not sure if this is better or not?