Had a situation last week where i was reverse parking at the side of a busy road and was straightning up and so needed to move car out a bit. Checked my mirrors nothing coming so i switch to other mirroe to watch how close i was getting to kerb. All of a sudden a car goes past and scrapes the front side very slightly. Was a woman driving a volvo estate. She pulled over and we both looked at our car. I apologised for the car sticking out (slightly) and she said its ok i was nipping on a bit as im late for a meeting. Having looked at both our cars , both had minor scratches, i suggested that we both pay for our own paint work. Shes said she would see how much it was first and took my name, phone number and reg no.

Now the complicated bit.

It was my girlfreinds car but i am insured under my own policy. Earlier today she received a call from her insurance company sayin there was a claim being made against her. She explained that i was driving it under my own policy. They then advised her that i need to phone my insurance company. Which i will do tommorrow.

My question is were do i stand on this ?

The woman never even phoned and this is a week on. Id of probably paid for her damage if she phoned. Im not wanting a claim to go against my name for all its worth

I have the feeling she has maybe took it to an expensive bodyshop and they have quoted her through the roof and shes thought feck this im not paying or her hubby ?