My Brother got done for no insurce on a motor bike (was a mistake he was on a m8s bike and thought he was covered and it turns out he was'nt he did'nt read the SMALL PRINT )
He then toke his Car test pasted ect then went to court over the non insurnce and Because he had got his Licence AFTER the Affence they could'nt take it off him but gave him a big Fine and 6 points


I know someone with out one and when he did go to take it the instucker looked @ it and sore he had been done for not having one a couple of times and Fauld him on stupid things so he never bothered again

Theres lots that do it its the same with Tax Mots Insurnce ect and then theres the twats that have a licence and should not have ever pasted