Originally Posted by Philly_F
make sure the car is in your dads name too on the v5 form as my sister had a crash a year ago but the form was in her name instead of being in mums cos she was on hers and got bollocked and insurance didnt pay out for her car
Very good point, the policy holder must be the person named on the V5.
Otherwise it shows that the parent has insured the son/daughters car with them as a second/named driver just to get cheaper insurance. The normal/obvious trick.
Just gotta do it a bit more carefully.