bankruptcy aint actually that hard and tbh there a GOOD side to it,,,,,,,, ot wont allow you to loan or overspend and as a result you will no longer be in debt so its not a bad thing


oh and please dont think that trying to kill yourself paying it os a good option when GENUINLY you cant as you will be forced into a agreement to pay the queens silver as a min payment for EVER untill its payed AND THAT IS A DEFAULT AND ON YOUR CREDIT HISTORY JUST AS LONG AS BANKRUPCY

now tbh i paied a huge debt i owed back and realy worked hard to do it,,,,, just as another member on this forum is doing too,,,,,,


BUT going bankrupt IS the best option and if i knew about it at the time i would ahve done it and the bloke on here would but theres another reason why he cant do it and hes currantly paying more cash off a week that he does on ANY OTHER BILL and hes STILL got the bad credit history as hes defaulted on the agreed terms



as for the rent thing,,,,,,,,,,, that dont make a difference as if he never made a attempt to pay anything then he will be sleeping on your sofa mate

when hes got no income then payking rent cant be done so he has to make other arangements,,,,,,,, if not then the worst is gonna happen, but then im sure hes thought about that now and its pointless aswell as unfair to knock a person due to there bad error,,,,,,,,, we all could have been there at somepoint and soon some may find there own self in that situation if the interest rate rises