only loan/debt i have is student loan which by the time my degree finishes will be colossal....that and what i owe my parents

my uncle is a solicitor and works alot with bankrupcy cases, i read a book he gave me once about fighting debt etc and it had loads of little tricks to get out of trouble.....

1st was to send a monthly cheque payment for a debt and write on the back 'Final Payment'. If it isn't queried and they cash it the debt is technically written off. Try this across the board to everyone he owes he's bound to get lucky with a couple....

i'll fish out the book for some more help, basically uses our so called rights to find loopholes.