Originally Posted by Greg shepherd
cant help with iva etc as i try my hardest not to get too deep and luckly never missed a payment
tell him go get some proper advice soonmner rather than later
as just spoke to my mum and her freinds daughter was struggling had bailiffs knocking missed payments but with the right help turned out she could pay everyone bvack but at reduced monthly costs so she ok now ie no bailiffs knocking
greg the agree as going banlrupt gets em nothing
doing that though actually screws your credit rating anyway so there aint much point IMO
would be a better choice going bankrupt as they would have NO problems reposessing your house ect
