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But as it was a M3 imo he should have a M3 whiles his is being repaired
Some yrs ago my saph dohc got smashed up and they gave me a bloody match box to drive but thats just imo

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The insurance companies don't tend to see it like that! IMO as long as they give you something of a reasonable size I think it is fair, they're just trying to keep costs down which (should) help keep our premiums down.