So i had 2 accidents on my dads insurance a few years ago... and my dad has just changed his insurance policy... he is paying several hundred pounds extra cos of these accidents, even tho it was a different policy on a different car to the one hes insuring (a 5 series bmw) and im no longer on his policy as i have my own and obviously im too paying extra cos im retarded and crashed..

anyway... turns out for some really logical reason, it would be cheaper for him to actually insure me on the bmw as a named driver, as it would put his premium down...

that makes perfect sense. hehe

katie x