I agree with Daviet I think there are many people who genuinly see the bigger picture, I had the pleasure of parking my L200 into the back of brand new BMW 330Ci last year and I gave it a right wallop and although the guy did have some pains after the accident he never made any claims for personal injury.
In my view a genuine accident is an accident, these things happen and people don't go around doing 'em on purpose and as long as everyone is not hurt (as in really hurt) thats the important thing!
and no I most certainly wouldn't make a fraudulent claim, in the same way I do not go around chucking paint on me carpets and claiming on my house insurance
Daviet: I love the way you start your message "my last crash...."