Just popped into the Ford Garage to check on my New car that i pick up on Saturday and they have asked me if i want GAP insurance on it??

Basically for those that dont know this is how it works.

Say for instance you bought a car for 20k........2 years later for instance it got stolen/Wrote off ect.....

Your insurance company would probably offer you....say 12k

The Gap insurance will pay the remaining 8k that will take it up to the Original price you paid for it...20k

All this for £350 all in....

I will be taking this out on the new car

Just wanted to know if anyone has had it and had to claim on it at all?????