Oranocio - don't I know it!!! My bro just moved out with his finacee - got a three-bed (well 2 bed + loft conversion) semi/end of terrace in Avely (5 mins the other side of Lakeside) and that cost £156k. Think he said he's gone with HSBC, got 100% mortgage on it tho... No idea what the repayments are, but he's pretty smart and researches stuff thoroughly so he wouldn't have got a bad deal