Originally Posted by safflad
....And if your not actually a trader you really think an insurance company will pay out 100k for that ferrari you hit????
Difficult to quantify whose a trader and who isn't though. You might be a very low seller of crappy cars. But you're right, having a traders policy is not a good long term solution as IIRC you don't build any NCB so could end up in 5 years paying more for insurance than if you'd done it properly in the first place.