Wish someone would lend me a big chunk off cash to pay my debts off!

Seriously though it sounds like you've helped her out in a big way. Which means as you have now become her personal financier then she is going to have to tell you about all the income she has and all her outgoings so that you and her other creditors can be paid off asap!

I know xmas is a dear do! So if she needed that cash for xmas pressies etc then she should have told you, any reasonable person would have.

IMO if your in hock to someone, especially someone who's been good enough to help you out of a situation they didnt have to then you need to make sure that person knows when and how your going to pay them back and what your doing with the money!

There rant over! lol