Oranoco how much are you already paying on the fiesta?

i had a quote ages ago from HIC for my RS, cage, stripped out, 300bhp zetec etc etc, trackday cover, european cover, legal protection, agreed value 5k, this was £1050 is this a good price? bearing in mind im only 24

wonder how much it'll go up as if i up the agree'd value and engine spec considerably.