what i would do personnaly mate is buy a bit of a tatty rst and do it up, do a full resto on it and make it into the car you want, rather than the looks but no go!, plus that way by the time you have restored it you will be able to get insured on it , doesnt matter how long it takes cus it will be yours at the end of the day, no point in spending a shed load of cash on a bonus.
buy yourself a cheap run about in the mean time.
cheers mark.