Unlike some brokers we do not view classic car schemes as a cheap way to cover high performance vehicles and are not advocates of destroying our underwriters by putting vehicles on "Classic" policies.

The added problem with an Insurer underpricing a risk is that it will inevitably result in the scheme being unprofitable and withdrawn in the long term.

Classic policies are not usually bonus rated and do not accrue or continue with a no claims discount. Which if youve managed to squeeze onto a classic policy and have been there for over 2 years means your prior NCB will have expired.

We look for consistency and being able to offer steady rates on a longer term basis, which may not suit some of you that are looking for quick fix "classic" policies for high risk or heavily modded vehicles - but we can guarantee with this approach the rates we offer will be here for the long term.

This is probably not going to be what those of you looking for "classic" cover for high risk or modded vehicles are going to want to hear, but we feel its a realistic approach to maintain scheme longevity.

Kind regards

Tony

Ps. We will however do our best to ensure your pants remain where they are