thats normal on e bay to still say payment pending when you have recieved the money through paypal you should get an e mail saying the money is in your paypal account and they are charging you 4% (i think

so make sure you put on your items for sale that add 4% that way you wont lose out

)
now the pain in the arse is you have to transfer the money out of your paypal account into your own bank account which can take upto 7 working days
hope it helps