I need information on the following, so if there is anyone on here that can supply it i'd be very greatful. Basically here's the background, i work offshore in the oil and gas industry and do quite a lot of days each month and get hammered for tax etc.... So the way around it is to set up my own business and work thru an agency, which will mean i get better paid and pay less tax and NI etc but the downsides are no company pension and sick pay, but i earn even more and pay less tax. Just wandered if there are any kind of cover/insurance for being off sick. i do plan to go and see an accountant when i get home becasue at the moment i am getting totally screwed out of a lot of money.