im 27 and have only held a license for two and a half years with two years no claims and ive just had to stump up £750 tpft a month ago and now ive bought a RS 2000 its gone up £141. i was with performance direct but when i tried changing the car th a turbo they said the company they had put me with wouldnt insure it so i had to find another. insurance has a lot to do with ur postcode as well. good luck and check the small print cause i got a qoute for about £650 but when i started asking more questions i found out it had a £500 excess which is f***ing stupid!!!!!!