Java=Blue

Just wondering what you guys are paying for your Rs Turbo insurance from the ages of i guess 19/20 and upwards..

Im 22, and want to ideally get an rs turbo ...but the cheapest quote i got off the web was about £2400..and thats a bit much for me lol...



Got to be some specialists ..or can i get a classic policy as a first time driver at 22 ?

How much do you pay and who with + how old are you guys ?

Thanks


Matt.

Chopshop85

iTrader: (4)

I got my ERST when I was 22, I think I was paying £980 fully comp. That was five years ago though. Insurance prices have shot up. I was lucky this year as mine only increased by about £20 where as my dad's insurance went up by £85

Ryoishikawa

iTrader: (3)

I'm 24 and have an rs turbo I pay 1700 full comp with Adrain flux with 4 years no claims

Got 6000 miles a year on it

gordyshreds

I think you'd be very lucky to get a good quote as your first car at 22. Even with a specialist insurer, you are still young and it is a fairly quick car and 99% will be modified in some way shape or form. Give a specialist a call and see for yourself, that is the only way to find out and probably quicker than waiting for replys on here! Try "Brentacre",I found them very good on a MK2 XR2 when I was 19 but that was 6 years ago.

HarryRS

Wow I'm 19 and when I was using my Series 1 it was 1800 3rd party with elephant! Quite expensive for you guys.

Java=Blue

Seems like ill be paying close to 2k then lol....

Is it possible to get classic policies at 22 though? if so , maybe it can be got on a cheaper side....

rstezza

I'm 23 and insure my 4x4 cosworth for £950 fully comp.

Java=Blue

lucky bugger lol.. .. Is that on a classic policy ?

Think ill have to ring up a couple places nearer the time and see if i can get some good quotes....

Skinny

rstezza... who you insured with?

leedsrhinos126

I've heard it's all about where you live and that must be right as i live in an area of Leeds with only a 2.0 sierra and paying just over £4000. Im 20 and got a quote on an Erst and they wanted about £500 more

Skinny

really?? have you tried admiral? theyre good if you can pay it outright theyve got a high interest rate for monthly but should be cheaper than that

Ryoishikawa

iTrader: (3)

I pay 750 now on my Renew. I'm 24 now

fiesta23

iTrader: (1)

I'm 21 and I insure my rs turbo through elephant. Its not near that 2400 quote you have

Rollinz

I had my first "RS" car at the age of 19
I use to pay over £250 a month to insure it!
And back then it was pay for 12 months... Non of this pay 10 months get 2 free....


Take the plunge and get the first year out the way.. After that first year of rs ownership it goes down dramatically, (thats what i found)
Im now paying less than £500 a year for a rally escort cosworth

Im with NEED TO INSURE
Ask for paul, he's very good at catering policys for RS owners

therebelsc

Thank f@@k I'm not 21-25 can't believe folk are paying £1000s to drive old fords feck that.£700 a year to drive anything just an s1 turbo and Q plate ecos(has to be the hardest thing to insure) on my policy there at the same time .

Tomm

Try some classic policys. Putting my "67 cooper on a classic policy saved me over 50%. They also have a far better understanding of valuing a classic vehicle compared to some insurance companies. One i tried to insure my RS with told me they would only be prepared to pay up to scrap value because as they see it, the car is a 20+ year old ford escort.

Footman James are a great place to start. Give them a call and see what they have to offer.

mattcroft

Start with Adrian Flux and see what happens! Good luck! (One benefit being mid 30's,... car insurance is a bit more palatable!)

TenToeTurbo

Classic policies are ok IF you fit the criteria they are looking for. Other than that it's back to the comparethemarkets of this world.

rstezza

need2insure.