PassionFord - Ford Focus, Escort & RS Forum Discussion

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-   Insurance (https://passionford.com/forum/insurance-54/)
-   -   Your Price..: £7353.00 (https://passionford.com/forum/insurance/427461-your-price-7353-00-a.html)

Eigdoog 09-05-2012 08:36 AM

Your Price..: £7353.00
 
Your Price..: £7353.00

Broker: 4 Young Drivers
Insurer Name: Insure Your Motor
Deposit: £1843.21
Compulsory Excess: £850.00
Instalments: 9 x £700.44
Voluntary Excess: £0.00
Legal Cover: £25.00
Windscreen Cover: Call for Details

Thats all :cry:

AaronsKa 09-05-2012 09:43 AM

What car?

pani_k 09-05-2012 10:18 AM

Age/Car/Driving history would help.

£7353 might not be so bad on a Lamborghini Aventador!

But on a 1.2 Corsa, that's bad :cry:

JamesH 09-05-2012 10:34 AM

Bargain :D

MunchieS 09-05-2012 12:13 PM

When i was trying to insure mine (engine conversion to 2l) i whacked it in on confused just to see what it said..
Cheapest (and most expensive) was £9999.99.. Something tells me they didn't want my business!! :roll:

Eigdoog 09-05-2012 06:17 PM

Sorry thought i put it all on!

Im 22 almost 23 and this is on a fiesta st500 been driving for 3 and half years but 0 ncb (been on my mums) Never claimed etc.

Just had a renewal come in for £75 a month so thought i would have a look about and see if i can get it back down to £53 a month... Well i have now and with 2 months free insurance :top:

But i mean this is a young drivers site! I think i looked here when i first passed and it was just as bad!

Psycho Warren 10-05-2012 02:42 AM

how have you got it so cheap on the fiesta ST?

I wanted to get a sportka as a daily, but with the no claims on the cossie, the cunts all want £1500 - 2000!!! And im 31!! To insure a banger as a daily would cost me more than the cossie.

fucking rediculous.

Rod-Tarry 10-05-2012 04:37 PM


Originally Posted by Eigdoog (Post 5908312)
Your Price..: £7353.00

Broker: 4 Young Drivers
Insurer Name: Insure Your Motor
Deposit: £1843.21
Compulsory Excess: £850.00
Instalments: 9 x £700.44
Voluntary Excess: £0.00
Legal Cover: £25.00
Windscreen Cover: Call for Details

Thats all :cry:

Just to show you how you are being ripped off these days at the age of 22 i insured a supercharged sports car for £42 a year fully comp that was 2.5 weeks pay back then :cry:.

Mk1-stu 12-05-2012 03:48 PM


Originally Posted by Psycho Warren (Post 5909470)
how have you got it so cheap on the fiesta ST?

I wanted to get a sportka as a daily, but with the no claims on the cossie, the cunts all want £1500 - 2000!!! And im 31!! To insure a banger as a daily would cost me more than the cossie.

fucking rediculous.

my 170hp bmw is cheaper to insure than my old 80hp mondeo. I'm sure they pull a figure out of their asses and just type it (that's figure, not finger :cry:)

GVK. 12-05-2012 03:55 PM

A mate's son is just 17 and has been looking at getting a first car,

even the most small engine, shittest cars are about £4k for him to insure. Madness.



duncans90 12-05-2012 08:42 PM

Its an absolute shambles these days, tell him to get a scooter (although they'll probably still want thousands)

ward220 12-05-2012 10:42 PM


Originally Posted by duncans90 (Post 5912542)
Its an absolute shambles these days, tell him to get a scooter (although they'll probably still want thousands)

Cheapest thing on the road to insure, Had mine insured for £170 a year. Was nearly paying that a month on the car a few years ago. Rediculous

zetec-Sam 12-05-2012 10:49 PM


Originally Posted by Psycho Warren (Post 5909470)
how have you got it so cheap on the fiesta ST?

I wanted to get a sportka as a daily, but with the no claims on the cossie, the cunts all want £1500 - 2000!!! And im 31!! To insure a banger as a daily would cost me more than the cossie.

fucking rediculous.

You joking? I'm 21, 3yrs ncb, driving 3 yrs, highest risk postcode, and can insure my 200sx for £1200 with mods declared.:cry:

Edit-just read the NCB bit. You want a policy with Elephant, because my Fiesta is insured with them, so my NCB is on that, they take it into account, so I have both cars on one policy. :banana:

MrC 12-05-2012 10:54 PM

its a stupid world we live in,
somebody who had been refused insurance in the past for insurance fraud would have got a cheaper quote than that..... shocking :shocked:

Psycho Warren 15-05-2012 09:31 PM


Originally Posted by zetec-Sam (Post 5912704)
Edit-just read the NCB bit. You want a policy with Elephant, because my Fiesta is insured with them, so my NCB is on that, they take it into account, so I have both cars on one policy. :banana:

problem is finding a multicar policy that will take a puma as modified as mine. In fact its finding an insurer full stop, im down to about 5 companies that will qoute on it at my postcode. the rest wont qoute because of mods or postcode or combination.

Its the principle of it that pisses me off. I have 4 years NCD on one car, its plainly obvious i have therefore not crashed in 4 years at least so why should i pay the same price as some goon with no experience? just because the NCD was earned on another car??

Its especially annoying as until a couple of years ago I had accrued 3 years on a second policy on another car but the NCD has since "expired" :roll:

R5FORD 15-05-2012 09:35 PM

23,e92 m3 with mods declared, 4years ncb= 2k

Ellski 20-05-2012 04:16 PM

Asda gave me a quote for £45k for a 2 litre golf diesel.
Rather buy an m3 and drive around uninsured.

Java=Blue 20-05-2012 04:38 PM

he should get a scooter lol.... 300 quid a year is what someone i know pays hes 17, i was 21 and got quote of 160 quid a year.

insurance is a freekin joke these days

juicy 666 04-07-2012 11:39 AM

thing that annoyed me last time i called up to sort my new runaround insurance (went from a Puma to a 106 diesel) only had 4 months left on insurance anyways so i had to pay a bit extra but when i asked them how it was possible that it was the same cost as my puma being that a puma is better, faster and a higher insurance group it appears not that insuance groups dont matter. there are more 106's on the road than pumas so there have been more accidents meaning that they are more likely to have a crash. so basically insurance groups mean jack all.

mick 04-07-2012 11:48 AM

my son , 18 years old no ncb , licence for two months, bmw e30 316i = £3600.......

dvid 04-07-2012 12:12 PM

I pay more in insurance per month for my 1999 focus, with 8 years NCB than I do for my 800cc Honda VFR motorbike on a brand new licence with no NCB!! Go figure that one out!

shikari chaos 04-07-2012 12:26 PM

^ haha yeah that's one massive reason i want a bike but the other half ain't so keen lol

Mr S1 08-07-2012 06:08 AM

TDCi Mondeo, fully comp, protected NCB, no mods £380
S1, fully comp, agreed value, classic policy, mods declared £190
250c scooter, fully comp, no NCB £220


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