3dr cosworth insurance @ 21
Will be looking to insure my cosworth soon, and need a rough idea on what its going to cost.
Its a standard car except a stainless system and knoi suspension. Garaged at my home adress, cat1 alarm and immobaliser. I cant see myself doing more than 2,000 miles and will only be used during the summer on dry days. I know it wont be cheap. |
depends on many things mate im 22 and got qouted 4-5k on a sierra cos and 3.5 on escos:cry:
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You need to ring Paul at needtoinsure, im 23 and paying 1270 on a 500 bhp saph :top:
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Ive had a quote off elephant for 2.2k.
21 2 ncb 3 door |
Hmm im using my 3 years ncb on my saph which is my daily.
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Originally Posted by fraser9764
(Post 5807490)
You need to ring Paul at needtoinsure, im 23 and paying 1270 on a 500 bhp saph :top:
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Originally Posted by jim_robson
(Post 5807511)
Will give him a try, i only really need 6 months insurance for the summer months as she will go back in the garage for the winter at the end of september.
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Im sure you could do classic insurance, should cost 500 ish
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Originally Posted by mjonathan24
(Post 5811925)
Im sure you could do classic insurance, should cost 500 ish
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Been quoted 1534 if i pay in one go, 1700 it works out at if i pay monthly, pretty pleased with that.
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Do you not have another car for daily purposes? everyone else seems to be able to get classic insurance for a decent price.
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Yea ive got a 2ltr sierra sapphire i use daily.
End of the day its a group 20 car and im 21, im not complaining with the quote ive had. I exepected it to be more. |
I think it's a good quote, however I remember getting a quote of £400 for one when I was 21 (im 26 now) I think you could better your quote if you went to specialist classic car insurers
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That is with a specialist insurer.
You had that quote 5 years ago, insurance has gone up a hell of a lot in the past 5 years mate. |
Thats why I put my current age I know that premiums have risen.... I dont expect you to be able to get a quote like that these days but to be honest I dont think it's quadrupled.... I still think you could get close to 1k. All I am trying to say is shop around.... It took me a whole day to get a decent quote on my xr2, most people wouldnt insure it when I mentioned the spec but it just takes that one company to give you the golden quote. Sometimes thats hard to find.
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Insurance has probably at least doubled if not tripled for younger drivers since then.
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I dont think you can get classic insurance at 21. Well not all the ones i rang anyway.
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Originally Posted by jim_robson
(Post 5812690)
Been quoted 1534 if i pay in one go, 1700 it works out at if i pay monthly, pretty pleased with that.
I think it is a very good price myself, take it Jim, I reckon you have shopped around, you don't seem like the sort of person who's gonna take the first quote you get. I.E you have a brain. I work with a kid only 18 months younger than you and he's just started to pay about 1600 quid on a clio 1.4, driving since seventeen and believe me he has spent the last three months getting quotes, started around 2400 quid. |
Originally Posted by Rossy43
(Post 5813927)
I dont think you can get classic insurance at 21. Well not all the ones i rang anyway.
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No way will u ge classic insurance on a Cossie @ 21 for £500 - im 35 and paying near enough that on my saph :cry:
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Classic insurance you need to be 25 or older usually (Footman James) being one example, they did make a change recently where you can be younger IF you have a low powered classic.
For example they would insure me for a Morris Minor but not for my Cosworth. Martin |
I pay £460. 9yrs ncb and hats for my cosworth and frs.... But they state you have to be over 25.
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Originally Posted by jim_robson
(Post 5812690)
Been quoted 1534 if i pay in one go, 1700 it works out at if i pay monthly, pretty pleased with that.
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Originally Posted by robertthorpe
(Post 5825760)
Iam in same position as you 22 and 3dr. Where u get that quote mate ??Best one i got so far is 2500 fully comp with all of 380bhp told about lol! That was adrian flux. Not great but not that bad!!!
Martin |
Biggin hill airport?
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I hate to burst bubbles here ,but surely paying over £200 a month for insurance is madness, you then have to run these cars ,they are old now and as we all know there not the cheapest to repair /maintain .Sometimes you have to wait ,as it would be pointless skinting yourself out to have a car sitting in the garage insured that you cant afford to drive .But if you can good luck:top:
Im now 33 with 0 ncb ,as ive had classic policys since i was 21. the 3 door is £198 a year and ive paid that every year since i was 25. |
Originally Posted by robertthorpe
(Post 5826336)
Biggin hill airport?
Martin |
yesss i do know it in that case :)
Rob |
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