MadMac

Fed up with having no money at all and still having to live with the crap my parents give me.

Sick of this, I moved out when I was 20, was broke and ended up getting 7k in debt, now paid that all of and I'm still broke

But fuck renting, its just giving my money to someone I dont know.

And to buy a flat round here I'm looking at a £400 a month mortgage, I can't afford that

Hate being poor, hate being at home,

dave cos4x4

iTrader: (5)

if you are skint and living at home, you have no chance in another house on your own.

living at your parents is the easiest situation you can be in for saving money.

KSA-Cossie

iTrader: (4)

Could be worse ya could be homeless m8.

Anonymous

400 a month sounds pretty cheap, cant you get a second job or sometihng?

Ginge !

400 quid a month

you planning on buying a hosue next door to me or somink

my first morgage was 720 quid a month when i was 21

S2martin

worse days work i ever did was moving out of my folks house and renting a house on my own

i went from paying my olds £200 a month to paying £600 month rent £150 a month council tax, sky, phone, cleaning lady, shopping etc fuck me it soon adds up lol

edited to add paying this rent means i might move back home so i can sort out a mortgage (spl??) instead of paying someone elses


Martin

dave cos4x4

iTrader: (5)

glad i'm from the north then.

them prices.

Anonymous

there fucking bad the prices around by me but i am right near heathrow.

studio flat is like £100k or + now

MadMac

Talking about a tiny studio flat

Things could be a lot worse. But at the moment I have live in a room which is only 5ft by 8ft.

£400 may seem cheap, but when you add on bills and things its up to £600 a month, add on my car insurance which is £80 a month fuel costs to and from work £120 then maybe £30 in food a week thats £920 a month right there.

I dont even make £920 a month

This whole thing just get me so down

24 still at home in a room not much bigger than your average convervetry toilet, shit car, shit job

Ginge !

150 quid a month council tax , i pay 96 quid and im in central london ( and i always pay it late )

stu on a serious note if you want a flat of ya own the first year is the real hardest part, but after that its seems to get easier ( think you just get used to having no cash )

but trust me we have all been there

i dont even visit my parents if i can find a good reason other than to collect Elise when they offered to baby sit

just save some cash and do it proper mate, when you buy a place there are soo many fees and if you are like me and unlucky you may even have to buy a new boiler in the first 3 months,,,,,,,, that fooking killed me ( well asking my old man to pay was hard trust me )

digita1dragon

well try and figure out how to get paid more mate!

Ginge !

erm

not everyone has the available option to get payed more, some are fortunate but alot of companys like to screw people over ive found

Anonymous

have you considering a job as a stripper in the evening?

i hear novelty acts fetch good money

MadMac

Erm... no chip funny enough, no I haven't

Anonymous

I bleieve everyone has the option to, some people just dont have the motivation to.

There is ALWAYS money to be earnt if you are preared to look for it and work hard.

SimonT

I'll be living at home at least until I'm 29!

I have it so good at home with the folks its unreal! almost 26 now though..

Ginge !

chip there is money to be made but its not normally as clear cut as that

first you need either a trade or a company that is willing to assist

otherwise its college

my job i got now is cool BUT it was a lucky break but i could have easy missed on it

Ginge !

the only problem with living at home when over 23 is the fact you dont look as appealing when you tell people imo

i cried the day i left home when i was young, liked it there soo much, infact i still ate at home ect most days

then i cried when i had to move back more and was soo looking for a way out

now ive got it ill never go back EVER

SimonT

Very true mate!!

Bringing birds back doesnt happen often!

MadMac

Tried that too, but they wanted money too, and I again couldn't afford it

This is one of the reasons I'm learning to do composit stuff. Must have read about 8 books on it now, all I need to do is get some cash together and buy up the basic stuff I need and I can start making stuff.

Need to fix the car first, and get the mot done, and a million other things that I need first.

Why is it you need money to get money

S2martin

just tell your mum and dad to keep their fucking mouths shut and to stay upstairs as you are going to have some action tonight!!!

Ginge !

yeah stu i tried that, got told had to be out of a job for 6 months,,,,,,,,,, then at 6 months they said cause of my age its 18 months


so i got a job at nissan

Ginge !

martin think its more the "lets go back to your place as my flat mates in" and when you say agree and terll the parents they bring in the cocoa and start to arrange the wedding stuff and you dont even know there name

xr-stu

im moving out in the new year, my mate up in stoke on trent as sorted us a 2 bedroom house his sister is renting out. £375 a month split between us, then obviously with bills and shit ill be looking at about 450 a month to live. just started a new job, minimum wage, 50 hours a week, gonna get saving and go up there with a few quid. the place im with now is gonna put me through the thatchams alarm courses etc so thatll be something to fall back on when i move up there.

im only 19, wanna get out and indendent asap. no offence to you guys but i dont want to be at home when im 25 or, wanna have my own house by that time. i know itll be hard but you dont get fuck all in this world without working hard for it. better to start earlier too imo. at least if i fuck up now, im still young.

stu, house/flat prices are the same down here in weston-s-mare mate, thats why im moving back up north, alot cheaper, plus its where all my mates are.

S2martin

well my folks were pretty cool and stayed right out of it if i was bringing a ho back as they had the loft converted into a massive bedroom/bathroom so it looked like i had a empty house


Imagine going to the toilet though and your dads pops in the bathroom and goes "any chance of a 2's up mate, shes a right sort"

Simon

Kill your parents simple really

simon

Anonymous

MadMac, get a mate to go halves with you on a 3 bed place for about 180K instead of a flat for 100k and rent the third room out?

Or go halves on a two bed place?

Ginge !

chip as much as that makes sence my sister bought her first flat in bognor and was gonna split the morgage with 2 of her mates so they could all rent a place and still work together ect

all was cool and fun till one of her mates hated havng to spend all the cash on a place to live and ran back to her parents with no warning and she was left to foot her end of the bill, then her mate decided to claim she was skint every now and again and thought my sister couldnt afford to kick her out

in the end my old man with me and me mates kicked em all out ( her mate actually had her boyfriend move in with her cheeky bitch) and she moved back home with daddy,,,,,,,,, well for 3 months until the house sold and then she fooked off and bought her self her own place with the massive profit she made ( lucky bitch )

but she went though it for a year of hell using her savings and having no money just cause she wanted to be independant and not ask for help


she dont help me out now she works in the city though

MadMac

thats exactly why I wont do it with mates

croppy

wish my mortgage was £400 i'd be laughing it's bloody double that

Ginge !

not cause oranoco already lives with his bird then

Ginge !

know what ya mean, ours is 207 quid a month,,, some weeks we have to live with no chinese on tuesdays

MadMac

no offence to oranoco, I dont think I could live with him, he's a nice enough bloke, but look at his taste in music

Ginge !

i heard you practially live there already

hes prob spent more time workign on your car than his

MadMac

Hey, I just go up there once every other month, have a piss up, not my fault he goes come on lets do your wiring, or get you cage fitted

Charlie Chalk

iTrader: (1)

How many in this post

Ginge !

a few

Gooey

My girlfreind and I rent, we re paying 750 a month for a little 3 bedroom house with space for 1 car

We fooking own Five and the Merc gets stuck in the car park