Jay,

iTrader: (4)

my son pay's 2k to insure his cossie he is 22, 1 years ncb I pay £270 a year for mine lol

luke89

iTrader: (1)

i pay £550 on my cossie 24 7 years ncb all mods declaired never payed more than 1200 for insurance full stop ,

Brendan

iTrader: (1)

Insurance companies quote as cheap as they can or someone else gets the tbusiness.

And lets be honest testosterone poisoning at that age is endemic for human males!

experience is limited too.

OK my reactions have been going down hill since 30 but, by lack of un thought through aggression and experience see me through now!

I'd be very surprised if dear old Rob in his sierra special had been "impressing" the "ladeiz" wiv it on a saturday night recently....

Pockets2012

As the engine is gonna be a project then car project so gonna take few years

Pockets2012

I wouldn't mind paying 2 k for a cossie but 3000 for a xr3i

bigdel

It always been the same unfortunately, but does get better in time.

My first car, a 1.6 MK1 Capri cost me £650 to buy in 1983 and cost £650 to insure.

In 1992, my 3dr cost me £3500 to insure (I was 29) but now, 20 years leter, the same car costs me £150!

Pockets2012

Just for a laf gonna get a quite for a cossie lol

Korda

iTrader: (1)

Seems cheap

Pockets2012

Right can anyone guess how much my quote was a standard 5dr cossie

turbochild

Blackpool ones can't be much better my insurance doubled from a Glasgow postcode when I moved here

turbochild

Less than the 3i? Lol insurance can be strange

Carlos-Titx

Blackpool is ok. My st was £660. Still a bit expensive but you never win.

matty325

xr3i's still have the stigma for getting nicked on them from the 80's and 90's .there not fast by todays standards ,105bhp diesel clio's are putting more than that out now.insurance is optional in new zealand maybe we should all fuck off over there,lol

matty325

i was paying £1800 a year for my xr3i in 1999 at 19 years old third party only. i now pay £250 fully comp with protected ncb on my a3 2.0tfsi quattro s line at 33 years old, so getting old has a bit of a silver lining!!

Carlos-Titx

My first car was
An XR2i 8v. That was £1400 a year tpft.

And now realising I'm paying near to that 12 years later

SMILER258

Half the reason I bought my classic mini was to restore and run it as a first car. £1650 fully comp all mods declared and that's with an adrian flux quote.

And yeah, SK5 postcodes cost a bomb! I tried a 1.9 fabia in sk5 and it was £3500 tpft for my first year

CrOwSoN15

That's shocking mate, bad postcode area?

Carlos-Titx

I live on a private gated close parked on a drive. Quiet area of Liverpool.

It's stupid though as mrs can insure my old ST (ran through quotes just out of interest) just passed her test for £1700. Mondeo is 3k.
Ford GT £1400, Aston Martin £1400. How does that work?

I asked why the huge jump when I changed cars, they said there are more mondeos than ST's so more likely to crash

Statistics can be manipulated any way they want though.

Oranoco

Unfortunately mate your age and lack of driving experience are what count against you. We've all been there, my first car was a 1.6 Ghia Mk3 Escort that cost me £500, it then cost £850 to insure it, that was nigh on 20 years ago.

Young drivers, especially male ones, have a habbit of thinking they are driving gods and end up doing something daft resulting in a clain the insurance company has to pay against.

To be brutal, for at least a couple of years forget buying anything remotely interesting, save your cash and get that all important NCB under your belt.

matty325

i can insure my mk3 xr3i £85 per year agreed value limited miles 3k classic car policy

MK5 ESCORT

It high but you need it if you want to be driving round legally.
My Escort 1.3 is £1500 to insure, my Escort RS S2 is £2800, I'm only 21, driving for a year but with the 1.3 policy i used my motorcycle no claims (4 years) which made it the price it is or it would been well over £3k, also note if you ring them up the prices are normally better than the online price.

Glenn_

iTrader: (1)

I would love to know who much 1 insurance company makes a year and how much they pay out.

Pockets2012

Well atm with all the scams going on nothing lol

blueovalman

Something I've found is what type of car you havemakes a mmassive difference, my old man had a 2.9 xr4x4i that was cheaper to insure by about £500 than the 1.8 escort gti that replaced it because the xr was classed as a family car

Pockets2012

Crazy crazy

Oranoco

It's like the old Orion 1.6i Ghia being far cheaper to insure than the XR3i despite being the same thing but with a boot.

bigdel

yeah, my lad's 2005 Corsa 1.2 SXi was cheaper than a 2005 Corsa 1.2 Elegance by about £300!

white2lsr

iTrader: (1)

Have you only just passed your test or have you not had insurance in your own name yet?

Pockets2012

Nearly gotta do my test I'm ready an that just need to go for it in get run about by the missues

white2lsr

iTrader: (1)

So you have 0 driving experience and you want an xr3i as your first car? The quote sounds fair to me

Cossie.jack

Naa he's got a mk4 fiesta dunno how long his been driving tho?

fuzzy

eh? you've not passed your test yet and your surprised by the quotes?

white2lsr

iTrader: (1)

Read the above post. He hasn't passed his test yet!

Pockets2012

I'm 22 tho most insurance say over22 some say over 25 not classed as a you g driver but maybe changing

fuzzy

I was 24 when I passed my test and my first cars insurance was £4500 . that was back in 1994 though and admittedly my first (legal) car was a Toyota celica so has it really got much worse in the last 20 years? £4500 was a lot of money in the early 90's, even for a 2.0 litre car.

white2lsr

iTrader: (1)

Young/old. Doesn't really matter how old you are when you have 0 experience. That's your stumbling block.

Pockets2012

I did hear about u can transfer motorbike insurance ??

Thrush

iTrader: (1)

15 years ago I was paying £950 to insure a 1.1 Fiat Uno. Today I'm paying over £700 to insure a 2.0 Lexus IS200 - and that's TPF&T.

Carlos-Titx

Similar boat to me then.

Hate it!

fuzzy

really? my stage 3 cosworth bmw was only £550 a year fully comp .