Stopping payments on credit cards?
#1
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Stopping payments on credit cards?
I bought something at the Autosport show on Friday from an american company and we rang their head office back in Florida for me to pay for the product on my credit card.
I've since found out that the item i've bought is not what was described (i've bought a turbocharger and found out it's a journal bearing and not a roller bearing core).
Now the sales guy was absolutely adamant that the unit was a ball bearing core and wrote me a note with the part number on which is for a BB core but the actual unit i walked away with, having now checked the serial number with the manufacturer isn't.
So as it stands, the unit i've bought is in my opinion 'goods sold not as described'.
I've never had cause to involve my credit card company in a problem before but want to know where i'm likely to stand before i start kicking off?
Anyone had anything similar?
I've since found out that the item i've bought is not what was described (i've bought a turbocharger and found out it's a journal bearing and not a roller bearing core).
Now the sales guy was absolutely adamant that the unit was a ball bearing core and wrote me a note with the part number on which is for a BB core but the actual unit i walked away with, having now checked the serial number with the manufacturer isn't.
So as it stands, the unit i've bought is in my opinion 'goods sold not as described'.
I've never had cause to involve my credit card company in a problem before but want to know where i'm likely to stand before i start kicking off?
Anyone had anything similar?
#3
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have you explained to the company that you have been given the wrong product by mistake and need to exchange it.
Which american company is it, you checked the guy who sold you the product is still not in the uk?
Which american company is it, you checked the guy who sold you the product is still not in the uk?
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I've not spoken with the sales guy yet as he told me he wouldn't be back in the states until Tuesday lunchtime.
I will give them the opportunity to sort it out obviously, however, something tells me they're going to play the "you're on the other side of the pond, you bought it, live with it" card...
I just want to know where I stand and what my options are. Other problem is sending it back will be VERY expensive and I really don't see why I should stand that expense when i've done nothing wrong...
I will give them the opportunity to sort it out obviously, however, something tells me they're going to play the "you're on the other side of the pond, you bought it, live with it" card...
I just want to know where I stand and what my options are. Other problem is sending it back will be VERY expensive and I really don't see why I should stand that expense when i've done nothing wrong...
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#8
PassionFord Post Whore!!
I don't think you can stop the payment, but you can certainly involve the credit card company. You should tell them the goods are not as described and that you want a refund, but you need to speak to the seller first and give them the opportunity to rectify the situation.
Under the Sale of Goods Act, you have an absolute right to a refund or replacement where goods are not as described and I don't believe they can ask you to pay to post the turbo to the USA or anywhere else - I believe you are only obliged to keep the goods safe and make them available for collection at a reasonable time.
http://www.berr.gov.uk/whatwedo/cons...page38311.html
Under the Sale of Goods Act, you have an absolute right to a refund or replacement where goods are not as described and I don't believe they can ask you to pay to post the turbo to the USA or anywhere else - I believe you are only obliged to keep the goods safe and make them available for collection at a reasonable time.
http://www.berr.gov.uk/whatwedo/cons...page38311.html
#9
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I got a business card from the sales guy i dealt with and a handwritten note on a piece of letterheaded paper with the 'supposed' part number on and the price i paid.
I don't think you can stop the payment, but you can certainly involve the credit card company. You should tell them the goods are not as described and that you want a refund, but you need to speak to the seller first and give them the opportunity to rectify the situation.
Under the Sale of Goods Act, you have an absolute right to a refund or replacement where goods are not as described and I don't believe they can ask you to pay to post the turbo to the USA or anywhere else - I believe you are only obliged to keep the goods safe and make them available for collection at a reasonable time.
http://www.berr.gov.uk/whatwedo/cons...page38311.html
Under the Sale of Goods Act, you have an absolute right to a refund or replacement where goods are not as described and I don't believe they can ask you to pay to post the turbo to the USA or anywhere else - I believe you are only obliged to keep the goods safe and make them available for collection at a reasonable time.
http://www.berr.gov.uk/whatwedo/cons...page38311.html
#10
PassionFord Post Whore!!
Sale of Goods Act applies to any transaction done here. Imagine if it didn't. Every rogue in the world would open "head office" abroad and scam people left, right and centre.
If they wriggle and say you paid in the USA the Consumer Credit Act becomes your friend and you involve the CC company, provided the goods cost between £100 and £30,000 and you paid any part of that amount on the card.
Still think you need to give the supplier the chance to rectify the problem.
If they wriggle and say you paid in the USA the Consumer Credit Act becomes your friend and you involve the CC company, provided the goods cost between £100 and £30,000 and you paid any part of that amount on the card.
Still think you need to give the supplier the chance to rectify the problem.
#11
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Sale of Goods Act applies to any transaction done here. Imagine if it didn't. Every rogue in the world would open "head office" abroad and scam people left, right and centre.
If they wriggle and say you paid in the USA the Consumer Credit Act becomes your friend and you involve the CC company, provided the goods cost between £100 and £30,000 and you paid any part of that amount on the card.
Still think you need to give the supplier the chance to rectify the problem.
If they wriggle and say you paid in the USA the Consumer Credit Act becomes your friend and you involve the CC company, provided the goods cost between £100 and £30,000 and you paid any part of that amount on the card.
Still think you need to give the supplier the chance to rectify the problem.
I will speak to the supplier tomorrow and see what they offer in terms of sorting it out.
#12
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according to the financal obusdman you have a case
An advantage of using a credit card is that, under section 75 of the Consumer Credit Act 1974, customers who have a claim against a supplier for breach of contract or misrepresentation will generally have an equal claim against the card issuer.
iam guessing you will go for misrepresentation, and if the deal was done in this country it will be covered under uk law
An advantage of using a credit card is that, under section 75 of the Consumer Credit Act 1974, customers who have a claim against a supplier for breach of contract or misrepresentation will generally have an equal claim against the card issuer.
iam guessing you will go for misrepresentation, and if the deal was done in this country it will be covered under uk law
#15
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You can't stop it as such, you will have to give the company an opportunity to refund you, but defo phone the cc company. Is this the one in your project thread?
Rick
Rick
#16
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iTrader: (6)
You CANT stop the payment
you need to contact the CC company and open a dispute and explain the problem ( this is obviously after contacting the company and if they dont sort the problem )
The cc card company will ask you to explain the problem and will then contact the company who supplied the turbo
They then TRY to resolve the issue between you and if they cant they decide who is wrong and will refund you if they feel your right
you need to contact the CC company and open a dispute and explain the problem ( this is obviously after contacting the company and if they dont sort the problem )
The cc card company will ask you to explain the problem and will then contact the company who supplied the turbo
They then TRY to resolve the issue between you and if they cant they decide who is wrong and will refund you if they feel your right
#17
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No Steve, exchange rate wise it isn't - but as i didn't need to pay any shipping costs on a 10kg package from the states, any import tax, VAT etc. etc. - thats got to be a couple of hundred quid saving
Yes mate, one in my project thread.
Cheers Paul, I am planning to ring the States this afternoon and try and speak to the sales guy I dealt with. Don't ask me why, but i'm strongly suspecting he's not going to be overly helpful, hence doing my homework on the next steps before i ring
You CANT stop the payment
you need to contact the CC company and open a dispute and explain the problem ( this is obviously after contacting the company and if they dont sort the problem )
The cc card company will ask you to explain the problem and will then contact the company who supplied the turbo
They then TRY to resolve the issue between you and if they cant they decide who is wrong and will refund you if they feel your right
you need to contact the CC company and open a dispute and explain the problem ( this is obviously after contacting the company and if they dont sort the problem )
The cc card company will ask you to explain the problem and will then contact the company who supplied the turbo
They then TRY to resolve the issue between you and if they cant they decide who is wrong and will refund you if they feel your right
#18
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Well, just got off the phone from them and after pointing out all the facts and figures it's going back for a full refund on their Fedex account
Didn't need to ring the card company
Didn't need to ring the card company
#20
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Dealing with a UK supplier now - it would have been a good bit of kit for what i paid for it if it had been right - however, for ease now i think i'll grab a Garrett GT series
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