pau1rs

well i`ve decided to give it ago as seen here...

http://www.moneysavingexpert.com/rec...loan-insurance


well ive sent 2 letters so far, 1 to Egg and 1 to HFC

and today i recieved a letter from Egg advising that ive been refuded the premium in full including intrest for the total of......

£2336.66.....

got 4 more to send now, may aswell as only costs a recorded delivery letter,,

RichieST

iTrader: (2)

Fuck me man, if thats 2 of 6 of your payment protection refunds, how the fuck much debt are you in

Ebonycossie4x4

iTrader: (4)

lol if only i was in so much debt that i could get a small percentage back FOR FREE!

pau1rs

these are mainly old loans since paid from a few years ago, got a bit carried away in me early 20`s..

2 credit cards that had ppi, now both clear..

but all helps now,,, if you don`t ask you don`t get...

AndyNo1

Just doing a claim for my old loan now

C10SSE

Can I ask how long it took to get the response (and payment) through??

rabmc

Wot do you do if you cant remember old cards or loans etc?? Im sure I have some money owed from years ago.

Shandy-Ade

Did this last year with a LloydsTSB loan i took out, thought as the loan was paid up i wouldn't get anything, sent 1 letter and received a reply saying they owe me £1486.

FletchCossie

iTrader: (4)

How do you know if you have had PPI on a loan or credit card? Ive had them in the past and pretty sure I said I didn't want them, but Im not sure on older loans.

gingeRS

same here, pretty sure i have been careful not to get these but i've had a few loans and CC's over the years

craigybaby

i would love to claim back charges etc that ive had but i cant remember my account details for the credit card and loan that i had and i cant find the paper work for it

Matt_16v

Yep, sent mine off to Lloyds, ooo must be a year ago now. Naturally, despite the fact its blatantly black and white that i was mis-sold it, they refused to pay out, so i referred it to the FOS, ooo must be 8 months ago now who have, to date, done fuck all! Brilliant service all round really.

cossie4i+

iTrader: (15)

Never had loan protection

Steve

Dexy

iTrader: (1)

dont go to yes loans for ppi whatever you do, cunts took 150 quids of me to find out if i had any outstanding ppi and the fuckers just wont give me my money back, ive given up on getting it back at all. shower of fucking scum.

cherie

I got £3k+ back from Egg for PPI a few months ago. Sent the letter recorded on a Wednesday I think, got a letter on the Saturday saying they were refunding it. In my bank the following Tuesday.

If you take it to the Financial Ombudsmen, you've gotta keep on at them, or it'll just get buried in their slush pile.

Slaney21

iTrader: (1)

Sorry to sound idiotic but i have been paying ppi on my loan for the past 4 - 5 years or so. Since then it has been upgraded twice from the origonal loan. Would i still be able to claim the ppi from the start of the 1st loan?

Been paying roughly £37 a month for PPI so could be interesting.

cant check the link at the moment due to being at work but will read up on who to write to etc later i think.

Cheers

C10SSE

Which "letter" have people sent in the first instance from the Money Saving Expert website (at top of page) is it the questionnaire?

p17fld

Hmmmm, is PPI normal on a credit card? How do i know if i've being paying it?

Brian

iTrader: (2)

Can you do it for Paymeant protection on a mortgage? Only we was paying £50 a month for 4 years for it, then last year i was out of work so called them up and they wouldnt help us so we cancelled it


Brian

155lee

iTrader: (10)

that would be interesting if you can claim back against a mortgage as me and my wife were paying £70 a month for 2 years and i paid x amount for 2 1/2 years before that.be a nice little windfall that!

ronf42

iTrader: (2)

again, as already asked, was the letter sent the one on the moneysaving website or would you have a copy of your letter.
I wouldnt mind giving this a bash and see how it goes

pau1rs

blimey, an old post,, well worth it...

i ended up claiming back £11029.91 in total...

these were from tesco`s, natwest, both RBS, EGG, hfc

well worth a few letters, and stamps, and has made my finances soo much better,, so get reclaiming

pau1rs

looks like things have changed slightly from when i claimed, so you send of the questionaire letter first,

http://www.moneysavingexpert.com/rec...loan-insurance

most with rbs took around 3 months, egg was about 2 weeks, i have 1 with tesco cc with the ombudsmen at present...

BLACKCOS

you can go back 6 years with these as well

Brian

iTrader: (2)

So can you claim back on your mortgage?


Brian

BillyCabrio

iTrader: (1)

I need to try and trace who i had loans with as i know for sure i had this PPI, i had a massive paperwork clear out just over a year ago