MancDave

Can anyone help suggest who i should be ringing insurance wise for sierra sapphire cosworth or 3dr because im finding it extremely difficult to get any under £2000

Im 27 yrs old with 4yrs no claims and drove performance cars since i was 17 (i.e xr 2 ) for some unkmown reason they want stupid amounts of money i tried over 30 companies 3 quarters sayin they either wont insure manchester postcode or i must be over 30yrs old ?

What bothers me i understand how they look at it but i have never had a car touched stolen or claimed damage from insurance? Each case surely should be indivual i mean the reason i never got a cosworth when i was 21 was they said i had to 25 now there sayin i have to be 30 or pay£2000?

I have come to the conclusion Cosworth dreams may be over as i drive a brand new vw passat company car and the cosworth was a toy for the odd day and cant justify £2000 for 2000 miles or so???

Yet i can get a series 1 rs turbo fully comp for £700 so i may have to tune the nutz off 1 of these (cosworth territory) and never live the dream of being a real man in the ford scene ???

Before anyone suggests moving i cant afford it and i never ever have any trouble so apart from car insurance they would be no reason to!!

If someone from inner manchester would like to comment or someone could suggest a listening insurer, your input would be greatly appreciated as this is victimisation(lol)

Regards Dave

indycos

iTrader: (2)

am i suggesting something stupid, or can you tell your insurance company that you live at another address/postcode (register the car to a family members house, cousins uncles blablabla and insure with the same details with your name under the other address)

is this a good/bad or stupid idea

RS-Leigh

iTrader: (2)

Try Heritage.

http://www.heritage-quote.co.uk/

Your 3dr is now classed as a classic car can be insured with these guys much cheaper than anyone else......or so I found.

And with it being classic, they don't use any of your no claims, so you can use them on your everyday car.

Worth checking out mate

Leigh

slowpoke

whereabouts in manc are you dude ?

matt

Adrenaline Junkie

That does sound a bit expensive... although i'm in the M33 postcode, and can't get a quote below £4200 for me for a cosworth (but i'm only 18 with 1 years no claims right now)

So £2000 for you, does sound on the high side, even for Manchester!

Sticky.

iTrader: (4)

Carole Nash.

bezo

im with the RS owners, think its called Boncaster (might be wrong)

im 27, 6year ncb, im paying £1300comp and im in oldham.

firthys 4x4 coz

im in oldham 33 £280 no ncb with heratage on limited miles on clasic policy

PSL

I did the same as this when I originally lived in North London. I was 21 and just got a S2 RST. I think I ended up paying about £1500 fully comp, but the car and insurance was registered at my sisters house outside London. It saved me well over £500.

TurboShed

Yep I did that for a while, no problems at all, saved ££££. Do I care that I've "ripped off" some poor insurance company? Like fuck.

paulgood

I use Elephant, last quote I got was £820 and that was on a escort cosworth fully comp, 2 yrs ncb sp30 and I am 24. I live in Hartlepool too(sadly)

OldDan

They tried quoting me £3750 to Insure a £100 Fiat Panda, M28 postcode.. I'm 19 with 0ncb..

martyc

I pay £980 fully comp 3yrs ncb on a saph 4x4 26 in m34 thats through adrian flux i thought that was ok

MancDave

Thx for the replies guys i will try heritage classic for 3 dr

As for the other people who get insured in manchester i noticed your postcodes was the likes of m34 m28

Unfortuatly mine is m5 innercity my last series 1 was £1300 here and if i get insured at parents m30 it was like £630 .

The problem is that no cars get touched where i live but a lot of cars get dumped and found after stolen where i live and i dont know if that effects your postcode insurance .

I will try heritage then let you know the outcome ??

MancDave

Just tried online with heritage it says ?

Sorry – the automated quote estimate couldn't get a price with the information you gave us, but we can still help!

So someone probably will be giving me a ring soon to say

M5 DREAM ON KID!!!!!!!!!!!!!!!!!!!!!!

OldDan

I dunno, M28 is bad.

We're highest grade I think...

I'd just make sure it's garaged, and full of security.

TurboShed

I got quoted £10,000 to insure a Cossie when I got my licence back after D&D ban, needless to say I drove a shed for a couple of years instead.

nice_head

iTrader: (2)

Try HIC m8

Rs Adz

hi ive just got a quote of green light for a 90spec 2wd saphy with 2 yrs ncb 1 sp30 and am 23 £950 fc am well pleased with that as its only £108 more than my insurance for my escort gti

Simon

I used to have the same problem with my RS2000 quoted £1250 for an M46 postcode but i only paid £525 for a WN7 postcode 3 miles away at my mums

Harris.

Im 27, 1 years ncb £600 fc on my 3 door ,but im in essex and ive used GREENLIGHT

cossiematt

Give direct line a go, it only takes a few minutes for an online quote, I know they are quite mainstream but i pay £580 fully comp with protected no claims for my cossie, i'm 24 and I live in inner city bandit country

MancDave

Hi guys GREENLIGHT wont touch my postcode they use to up until about 2 years ago ??

I use to use them when i was 21 with a williams clio they was great back then?

Unknown why they dont touch manchester anymore ?

If i can get it to about £1200 i would suffice that!!!

DAB

interesting all this insurance chat , ive owned rs's for 20 years in the manchester area in that time ive owned over 20 of em .
i am 37 , clean driving record .

current rs's

RS500 big bhp one i pay £360 agreed value .

S1 turbo proven 210 bhp i pay £225 agreed value

both fully comp i live in the m45 area previous to this i lived in M25, M6 and M7 .

ive been a member of the rsoc for 15 years and at the moment i use there insurance (boncaster) .

keep shoping around mate you will get a deal that suits you .

daz

MancDave

Cheers daz noticed your salford postcodes !

Maybe i need to join the RS club as well it will help!

You are 37 though and thats makes an amazing difference pal

DAB

LOL YEP I AM 37 , OH WELL IVE HAD A GOOD LIFE .

THE RSOC INSURANCE IS GOOD , THE THING WITH IT ASWELL IS THE LONGER YOU HAVE BEEN A RSOC MEMBER THE MORE INSURANCE DISCOUNT YO GET , SO YOU BUILD NCB AND RSOC MEMEBER'S DISCOUNT .

SALFORD I WAS BORN THERE , LIVED IN SALFORD TILL I WAS 22 THE ESCAPED ,LOL.
SALFORD IS LIKE ANYWHERE IT HAS IT'S GOOD PART'S AND ROUGH BITS .

GIVE THE RSOC A GO MATE