Evening PF massive...

Please Can anyone help?

Im looking at classic car insurance for my POSSIBLE new toy,
but have been told that to be able to Qualify you need a second vehicle??

So being as i have a work van(not owned by me though) would that qualify me to be able to do it??


A Massive cheers in advance all

 

as long as the car you want to insure is only going to be a second car, limited to 2-3k a year, then u should be ok! having an everyday co car for daily use def qualify's ya mate! me an mrs are insured on a gte 16v, fully comp for £197 quid with performance direct. try them on 0844 482 8125

 

Cheers fella i'll give em a quizing

See only thing is i wanna just be able to jump in it and go "anytime" i choose, so hoping thats gonna be possible an all..

 

Im with grove and dean, classic policy and they never asked if i used a second car etc .........
jeff

 

most classic policys simply limit you to a specific mileage and dont give 2 hoots if you run another car or not try paul at need2insure

 

cheers gents


Anyone know if a series 2 could be classed as a classic?

 

yes it can get classic cover, even my 1996 rs2000 4x4 got classic cover

 

Cheers fella, thats a Bonus


So What about if say it were a 3i cabriolet...thats been turbo'd?

 

my series 2 is classic £256 fully comp

 

thats more a modified classic policy, more up adrain flux's street

 

Try Peter D James Insurance for yours.

www.peterjamesinsurance.co.uk. Only open Monday to Friday 9am to 5pm though.

 

Cheers for the heads up fella


Oh dear i wont be insuring it with them..we have a previous loss of love in our pasts

Cheers anyway's though for all the advice boss


Your a Gent, and i will do

 

im with cherished vehicle insurance,series 1 £103 for the year comp 26 years old 2000 a year

 

my mate insured insured his xr3i as a show car it was in exeptoinal cond special insurance they wanted photos and everything .he valued its at£2500 this is years ago when they could be picked up for less than£600 it went missing and got torched he got his 2500 cant remmember what the insurance was called but if its rare or in exeptional condition its worth looking into.

 

That sounds like a traditional agreed value policy. Much less of them around now and they are much more picky on accepting cars on agreed value. Much harder to get agreed value on modified cars too. Although there are alternative schemes using "indeminified value" that use the proven (through receipts) valuie of the modifications.

If your car has shitloads of expensive mods, then an indemified policy may be better as long as they agree the value of the parts based on the receipts when you take the policy out. Where as a agreed valuation on a highly modified car will almost certainly NOT cover the value of what the mods actually cost.

eg my cossie puma would probably get an agreed value around the 10k mark at best these days. However the cost of the mods was 3 times that and is insured for the original cost. An agreed value policy wouldnt pay out enough to get anywhere near to another similar spec car, however and indemified value policy would.