Please Excuse the title i couldnt think how else to put it

Question...

If a car is "not" mot'd and taxed can you still keep the insurance running?

Probs a retarded one but DVLA are obvs on holiday as i cant get an answer anywhere, or a clean set of Facts on whats what to do with these new rules.

Cheers all

 

Surely you can at least have a 'laid up' policy?

 

i thought you didnt as you declare it sorn.

i certainly havent got insurance on my 3dr as that is sorn'd

 

Cheers fella's, ask'd this on XR2 an all....Someone must know.

Surely i can still keep the policy going without them, not like im gonna be going anywhere in it, dont wanna ask my IC as if i ring em they will want Ł50 just to say they dont know

F-kin DVLA make the rules crystal and findable ya cnuts

 

hold on - your insurance company charges you 50 quid just to ask a question

i have no intention of insuring my 3dr yet so couldnt give a fuck what they say - its not on the road, has no MOT or tax so i dont see how they can say it needs to have insurance - thats bollocks mate

 

Im pretty sure you can as you dont need to tell the insurance company if/when your tax/test run out.
And a car can still be insured if its sat on your drive but not road legal so if itgets stolen your covered.

Dunno if/how you go about it if you want to pay less as your not driving it so therefore wont have a crash???

 

Of course you can keep the car insured if it isn't taxed or MOT'd and I'm pretty sure they would pay out if it got stolen. Would probably be best to give them a call to explain It's laid up though

 

Sorry, I miss read it, as Ran says, if its sorn'd it don't have to be insured... Or, that's how I took the advert on tv this morning.... As said, its all made 'crystal cloudy', so you can trip up and they can fine you for something...

 

Cunt aint it, try an stay legit and get arse burgled for it, best you start looking for the rules an all then fella, reckon between us we should still for sure find f-all out

Mate they wanted to charge me Ł84 odd to change address

Told em to get fucked...Ł21 is what i eventually paid, in installments over the policy duration.

Then wanted Ł90 odd for a duplicate insurance certificate to be sent.
Told em again to jog on and taxed it online

Fuck am i ringing em again, probs press charges for harrasment.


ANYWAY CHEERS FOR ALL THE REPLY'S FELLA'S

 

No tax, No insurance Needs to be SORN

No tax, but IS insured, Needs to be SORN

MOT doesn't affect SORN.

If it's Taxed but Not insured it needs to be SORN, but SORN will cancel the tax, so you need to apply for refund before the end of the month you SORN it.

 

So basically its all or nothing lol.

 

Cheers fella.

She is tax'd/mot'd and insured...was gonna run tax/mot out as up same day, then sorn it and keep the insurance running if poss.....

So i can still stay insured when the vehicle is un-mot'd and un-taxed as long as the vehicle is SORN'd?

 

Yes I've had a car Insured and Sorned no tax, No Mot, for 3 years.

 

R4N SS is offline...

Fella real appreciated.

Dont suppose you have/know a link to these Facts, not saying your billying or anything just be good to read and be sure is all.

Again cheers for your Help

 

I have my E36 M3 insured all year round, even when garaged over the winter, as its stored away from the house. Should probably have it on a "laid up" policy over the winter, but never bothered..........No MOT, no tax [no sorn either; Ł80 fine for being absentminded :-(].

Insurance companies aint interested if its taxed or mot'd, as long as you pay them.
If you drive the car illegally, insurance will be nul and void anyway, so they cant lose.

Hope this helps [kinda same as some have mentioned above already i suppose]

 

Very much so, cheers fella

I only asked as id heard the insurance database is all interlinked to dvla,vosa an the like, so assumed if one knows something they all will....

Gonna try the dvla again tomorrow just to hear what they have to say, if in

 

my cossie is on sorn and fully insured

 

just sorn it if you're not using it mate.

the way i see it, if a car isnt taxed, you need to SORN it.

If its taxed then no need to do anything.

As said above, im leaving my 3dr as is SORNED, and its been like that for over 2 years, no insurance, no mot and no tax.

 

Right just spoken finally to the dvla..(TOP TIP..Ring your LOCAL department, get straight through then )...

As long as SORN it dont matter about insurance, if mot'd it needs tax, that what the nice lady reckoned..couldnt care as it wont have either now

So im gonna SORN it and keep the insurance policy running

Result TFFT, one step closer to keeping the ringer legal

 

pmsl @ keeping the ringer legal

glad you've sorted it now tho mate

 

If it has MOT it DOES NOT need to be taxed!!!

 

it will need to be sorned then and you still cannot park in oon the road if no tax - whereas if you had no mot but had tax you could still park it on the road

 

But obviously if your 3 door gets nicked or damaged youre not not covered.

Im surprised you dont have it on a laid up policy for Ł10-15 per month!!?

 

Cheers fella, touch more breathing space at least...

Just going by what the nice lady said on phone, nowt else to go buy from the website as i can find

See this is the problem aint it, no one has a f-kin clue whats what with these new rules.

Where is the black/white definative rule book on all this.?

Fek em anyway im doing it my way