My brother who passed his test 1mth ago decided he wants to buy the FRST off us, so we agreed a part ex with the Escort Gti we sold him last month

He is insured with ecar insurance, so i had to amend his policy online to get the price for him to see if he can afford it

Now a 5dr Escort GTi imo is a slightly less risky car all round compared to a Fiesta RST?

His insurance is £82 CHEAPER

hes been driving a month


how the foooooooooooooooooooooookkkkkkkkkkkkkk

 

Engine size perhaps.
Or less Fiestas involved in claims.
Don't try to make sense of insurance!

 

who cares hes got a bargain there lol no body understands insurance lol

 

yeah, its a 1.6 8v compared to a 1.8 16v

maybe its cos of the Gti badge

 

also its cos its a 16v

 

I would deffo prosume the RS badged cars have a higher premium than the gti cars

is it not because the FRST is worth less in the eyes of the insurance co?

 

had value the same tbh

 

i asked the same question the other day
with my dad as the named driver and me as the policy holder, it was over £700
with him as the policy holder and me as the named driver it's just over £400
and i did a thing on the internet where the "with business use" quote came to £470 odd so i called to ask to remove the business and the quote went UP to over £600

madness, complete and utter madness

i've got a company set of wheels so i don't really use the car, but the best quote i got was with me paying NO EXCESS for an accident or claim other than fire or windscreen

the mind truely boggles

 

Same as me On my Escort GTI policy i transferd it over to the Focus RS and it was cheaper!!!!

 

A while back when I was deciding between an M3 and Supra TT, I got quoted £500ish on the M3 (Group 19) and £300ish on the Supra (Group 20, more power, Jap, etc).
Many more M3's have been involved in claims than Supras.
So a run of mill car stands to reason will have had more claims than a rarer car.
They go on amount, not amount per 100 or similar which would make sense...

 

I've found the XR badge more expensive than the RS badge in the past

 

Yep xr range are stupid i pay just over £300 for my 3dr fully comp wanted a xr2i for a track car £1200 third party car was only £300 could not belive it

 

same thing here i lived in a less posh area before as i was renting and then i brought this house im living at now, always had hoons and loads of car theft etc, at the rented house however when i changed my addres on the insurance it went up by 100quid.. this is on a estate that is virtually locked down

 

its because its an escort, just that simple fact. escorts no matter what model will always be more expensive to insure from what i've found.

maybe its just that all escort models are classed as a highier risk compared to the others.

 

when i originally got a quote on an ERST at 17 wouldnt even look at me, now 18 still with 0ncb and its 600 quid, 1600 ish for a 2.0 16v turbo astra ? (current car)

 

my rs turbo is the same to insure as a corsa gsi and cheaper than a saxo vts.

likelihood is rs turbos are seen as a more enthusiast car, youve gotta like the car to keep it on the road, so your less likely to drive it into the nearest hedge. wheras how many chavs do you see racing up and down dual carriageways in saxos?

 

Doesnt surprise me, the Escort GTi is group 13-14........

 

Escort GTi's are well expensive to insure

I assume he is not 17...