Guys,

My mortgage is nearing the end of its 2 year fixed interest rate, and i therefore need to source a new deal.

Can anyone reccomend some good deals to me or give me examples of what you managed to find!!

This really is such a pain in the arse so any help would be greatly appreciated!!

Cheers,

Mark

 

I sorted mine out via London & Country.

http://www.lcplc.co.uk/

 

cheers for that m8 just spoken to them and they seem very helpful.

anybody else know of any good deals about?

 

ive just bought an house (my first 1 )

i have just fixed it for 3 years as all the advise's i spoke to think the interest rate will go up again before it comes down

 

how do you go about getting a swap then?
mine is coming up to the end in 4 months and i'm looking and looking, but no one is going to beat a starter rate of 4.29% and, at the moment the replayement is just under a grand with the normla rate going up to 6.9% so i'm looking at another few hundred quid more a month

don't think so

 

youre right!! you wont get a rate anywhere near 4.29%

best ive managed to get offered is 5.37% thats on a tracker mortgage for 2 years!!

Dojj just get yourself on the net or speak to the guys that jamz posted the link for.

 

 

a quick tip....

make sure you sort out your new deal a month BEFORE your current fixed deal ends, as they take about a month to sort out in which case u had left it until the end, you will have to pay the full rate interest to your current lender for at least a month - whichh could be as much as a few hunded quid extra for nothing - just extra interest because your new deal is still being sorted out....

 

good tip Dave, i have about two months to go so have given myself plenty of time to get it sorted

 

didn't realise that, thought they would sort things out there and then so

what is it classified as then?
a remortgage or a new morgate?

 

a remortgage i think m8

 

yep, there are quite a few companies now that dont charge for remorgages like a new morgage (ie valuation fees, setup fees, etc)