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Insurance at 20?

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Old May 18, 2007 | 04:29 PM
  #1  
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From: Linlithgow and Drives a 1989 Flint Grey Sierra Cosworth
Default Insurance at 20?

hiya

IM looking at getting insurance for my 89 sapphire cosworth. Im sure there was a post ages ago about young drivers and cosworth insurance, buy i cant find it.

What companys are good for cosworth insurance? Who are you young drivers with? Im sure people said they got good prices when only 19 .

Im 20 with 2 years NCB and will only be using the car for summer. Will only do 3000 miles max.

Anya ideas?
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Old May 18, 2007 | 05:34 PM
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Boncaster through the rs owners club mate, i`ve been with them for 2 years and no one can get near them, i`ve just turned 25 and i pay £475
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Old May 18, 2007 | 05:44 PM
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tried them, you need to be 21. So would have to wait for that.

Bruce
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Old May 18, 2007 | 05:46 PM
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You will find alot will be like that mate, some were telling me they need you to be 30


Try green light on here, think the guys name is tony
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Old May 18, 2007 | 05:58 PM
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greenlight is also 21 mate

i struggled with mine, and ended up sticking it in the garage to do what i wanted to it then just putting it on the road when i was 21
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Old May 18, 2007 | 06:02 PM
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From: truro cornwall
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Originally Posted by NUTTIN RILLA
Boncaster through the rs owners club mate, i`ve been with them for 2 years and no one can get near them, i`ve just turned 25 and i pay £475
is that fulley comp
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Old May 18, 2007 | 08:26 PM
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I can get a quote of 1400 from the post office, shame its TPFT.

Bruce
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Old May 18, 2007 | 08:38 PM
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have you tried adriann flux mate mine costs me 600 a year but im 28 with 7/8 yrs ncb
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Old May 18, 2007 | 09:39 PM
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Try competition car insurance, iu'm 27 with 1 yaer ncb and agreed value at 9.5k and 800 comp in ch43!!

Mate of mine just turned 21 and he's running (or will be when he gets it back from Mr Hadland!) 450 ish bhp 2wd and he's paying 1500 comp all mods declared

The number is usually in the back of the demon tweeks catalogue, give them a call!
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Old May 19, 2007 | 12:05 AM
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my bro is 22 and 2yrs ncb wae directline m8 if this helps it was 1000
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Old May 19, 2007 | 09:58 AM
  #11  
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direct line are quite good mate, thats who i was with when i was your age.
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Old May 19, 2007 | 12:09 PM
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Postcode is the biggest issue. I'm 35 and pay £1200 third party fire & theft with I think 7 years NCB. And 80% of insurance companies won't even quote me.
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Old May 19, 2007 | 01:00 PM
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GIVE PRIVALAGE A TRY

I HAVE INSURED 3 OF MY CARS WITH THEM NOW AND AT 20 I WAS PAYING £950 FOR A SAPH 4X4
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Old May 19, 2007 | 03:41 PM
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im 22 with 2 years ncb and i pay £1145 with greenlight, thats fully comp with al mods decleaid with breakdwn cover
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Old May 20, 2007 | 09:45 PM
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so theres no chance 19 year old 2 years ncb getting insured on saph 4x4 then
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Old May 21, 2007 | 10:19 AM
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Originally Posted by phill295
so theres no chance 19 year old 2 years ncb getting insured on saph 4x4 then
It depends where you live...
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Old May 21, 2007 | 10:57 AM
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When I was young and had fast cars I would get my father to do the insurance with the policy covering all drivers, or me as a named driver. With a limited mileage policy that should be the cheap option and you are covered. Of course there's always the risk that if you have a serious crash the insurance company will be asking questions, so do it at your own risk.

I wouldn't be surprised if you have real difficulty in finding someone to cover you at that age. Even under 25 is not easy.

Good luck.


Charlie
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Old May 21, 2007 | 11:05 PM
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I had a quote of £2300 with hyperformance (who my focus is insured with) two weeks ago. 23, 9 points 4ncb. They told me to wait until next year (July) when i'm 25. So that's what i'm doing. On the up side i've just won some Lattice cossie rims on ebay ready for my new car .
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Old May 22, 2007 | 12:21 AM
  #19  
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i had to wait till i was 21

no 1 would even quote me til then
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Old May 22, 2007 | 02:24 PM
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I got the insurance sorted. I have used the Post Office, they quoted me 1600, and thats with 0years NCB. So its ok, will get it taxed for the start of June. WooHoo

Bruce
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Old May 26, 2007 | 08:28 PM
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ive got classic limited milage insurance through axa,27 y old 2 drink driving,£406 fully comp
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Old Jun 13, 2007 | 08:48 AM
  #22  
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if you'd phoned around for insurance 3 weeks ago you may have stood a chance of getting covered but i'm sure its all just changed and you now have to be aged 21 or over to insure any kind of performance car. even tradex have bumped the age up to 26 for cars over 1800cc unless you are a customer that has been with them for a while.
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Old Jun 13, 2007 | 11:41 AM
  #23  
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hi i got mine wen i was 18 i am on my dads insurence though and it cost me 1500quid all i did was get the performance ford mag and ring all those in the bak
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Old Jun 18, 2007 | 05:19 PM
  #24  
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How about a 24year old, 1yrs driving experience, no NCB and live in a decent postcode area, got my RS turbo insured as a 2nd driver for £450 tpft....no chance?
Might try it as a 2nd driver again, but will prob NEED to be TPFT to get any decent sorta quote
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Old Jun 18, 2007 | 06:08 PM
  #25  
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adrian flux were the cheapest for me by a few hundred quid when i was 21...
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Old Jun 19, 2007 | 03:30 PM
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im in the same boat as you mate.

i've got a moonstone blue 3 door just sitting in the garage. im not even trying to insure it till christmas when i hit 21 after some of the quotes i got at 20.

just using the time its sitting to give it a bit of a resto

mike
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Old Jun 20, 2007 | 11:39 AM
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Originally Posted by Tank Mike
im in the same boat as you mate.

i've got a moonstone blue 3 door just sitting in the garage. im not even trying to insure it till christmas when i hit 21 after some of the quotes i got at 20.

just using the time its sitting to give it a bit of a resto

mike
Thats exactly what i ended up doing with mine
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Old Jun 23, 2007 | 12:35 PM
  #28  
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im 21 and my saff costs just over 1000 with boncaster
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Old Jun 25, 2007 | 11:07 AM
  #29  
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try quinn direct mate cheap likes
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Old Jun 25, 2007 | 11:08 AM
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or lancaster or confused.com
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