Umm the only reason I can think your insurance company want to go 50/50 is because he is insured with the same company

Happened to us before

So the damage on his car must have been on the front and the damage on your wife's the rear
Yeh course she caused that FFs
What's the matter with these people
I'd fight it all the way mate

How's things other than that
Not spoken to you in a long time