ahh... you may want to look at admiral.... thats who im with, it also builds up NCB for named drivers..... so maybe worth getting a quote from them for yor mum and you on the policy, that way itll be chaper as its your mums policy, but you will get the NCB aswell. The only catch is the NCB only counts if you stay with admiral?!

cambridge is about an hour and a half drive from me.....