Total crap scare stories put out by insurers.
Imagine the scene, a 20 year old cossie has an accident and they get denied the claim because it does not have DUNLOP D40's on it!!, get real, or the NON FORD EXHAUST, just a cheapo aftermarket one.
For any insurer to decline a payout they have to show that they were misled as to either the risk or that any mods contributed to the accident.
Do you know a single cossie for example on a FORD exhaust system, or Original tyres ?
What would they prefer 20 year old crap tyres, or bang up to date decent ones.
In short they wouldn't have a hope in hell of refusing payout under these conditions, BUT that is not to say they won't try, it on!!
tabetha