Alan
try shopping around for insurance, im sure a specialist will sort you a decent quote, geenlight / adrian flux are deff worth a go
I took out the policy when i was 20 with 3 years no claims, and i cost me just under 1200, and tbh, i live in a pretty shit estate.
If you could sort insurance, i wud deff be interested in ur fezzy mate, what engine is it ???
1.4 ???