i'm totally fuming!!!!

last month, i tapped a womans bumper at a roundabout in MK. now, when i mean tapped, i mean TAPPED. I was approx. 3inches away from her bumper in traffic. She went to pull away and then stopped straight away. All i did was take my foot off the brake, didn;t even accelrate, and just butted up against her. it was so light that at one point i didn;t think she had noticed. So any expert or not can see that the car could not gain hardly any speed within 3 inches on a virtually flat road....

after screaming at me for 5 minutes..i managed to get her to actually drive off the road as we were causing an obstruction. she then rang her husband and he turned up within 5 minutes. I looked at the damage and there was none apart from the light housing for the numberplate had been pushed out slightly but would not pop back in. I said that there was obvsoiusly something slightly knocked. she then started to say i had scratched both sides of her bumper (how?? when she was at an angle and my bumper caught the middle)...as soon as her husband turned up, she started complaining that her neck started to hurt!!!

anyhow....thats the scene set...

She and i swapped details, etc and that was that.....

She then rang me at 21:15 that night to say that she had gone to a garage for an estimate and she said if i wanted to pay her the £516 + VAT + Courtesy car for the day, i was entitled to do so. I said NO and to go through insurance....she then said that ever since the 'accident' she has been having VERY bad neck aches and MIGRANES!!! i still said...go through insurance!!!

I have now had letters from her insurnace company, my insurance company, the claims dept. company AND her solicitor who want to come round to my house to interview me in regards to the accident, as she is putting a large claim through for personal injurys

her car has NOT been inspected by anyone yet apparently, as they need permission from her solictor first to do so but i have said on numerous occasions that the LACK OF DAMAGE will show the kind of inpact speed

now, this is REALLY PISSING ME OFF!!!!!!! the claims dept. and my insurance company have been brillaint and said that they have to do much more now in regards to this, as to try and falsh-a-fie ( ) her claim.

but she is even claiming that she has been having 'nightmares' since the accident!!!

What do i expect to happen next?!?!?!?!?! as i have never had a claim against me before!!!!

is ANY of this going to hit me in my pocket?? (apart from insurance going up, etc) ????