Ive driven all, Focus and Clio many times.
Focus is the best all round car, but you'll pay for it.
Honda most reliable, but imo boring or frustrating, common too.
Clio, cheapest (you'll notice build tho) & most fun, not as planted as Focus but edgy fun.

Id go for the clio and save some money for a nicer car (M3 etc) when you hit 25+