Insuring my saph

[saph_Al]

Ok it's that time of year again that i dread . im 26 with 8 years drivin behind me and 7 years no claims . touch wood ive never had an accident and a clean licence . the car has a cat 1 and lives on a locked driveway in a not rough area . ive just been quoted £799 fully comp . now is it just me or is this still expensive ?

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[RS SHAUN]

try needtoinsure excellent service mate.

[392B.H.P.SAFF]

Footman jones mate give them a try do a search on google.

Let me know how you get on

Steve

[nellyscossy]

i go through a company called ccc insurance
classic policy so no claims dosent come into it
1500 miles a year kept in a garage
fully comp £160
and thats on a three door

[LHD220Turbo]

i'd say that's about right.

i insured my stage 3 saff which was kept on my driveway, 28 (at the time) 10 years NCB, clean licence SN2 postcode

£658

try greenlight insurance, get a discount for being a PF memeber too

[saph_Al]

Originally Posted by 392B.H.P.SAFF

Footman jones mate give them a try do a search on google.

Let me know how you get on

Steve

Steve ur a star just done a quote came back at £209.40 fullycomp limited milageof 3000 .

[392B.H.P.SAFF]

Saph Al,.

Thats who im with and found them to be the cheapest but still offer all the benefits.

Pleased you have got it sorted

[leers85]

footman james are spot on i pay £164 on my s2.

[BigErn]

Was just about to suggest FJ. My Sapph would be £300 comp with 6000 miles, but its on my traders so Im too lazy to swap it over

[ram]

Do Footman jones do modified cars though? says it doesn't on its classics policy?

[turbocabessex]

Originally Posted by ram

Do Footman jones do modified cars though? says it doesn't on its classics policy?

they insure my cab an thats hardly a 3i anymore, only £122 a yr fully comp too with 5000 miles

[BIG TONY RS]

Just got my renewal through and its a woping £388.00 im 28 and have 9 years no claims.

[ram]

Originally Posted by turbocabessex

they insure my cab an thats hardly a 3i anymore, only £122 a yr fully comp too with 5000 miles

Cool will give them a go. Im 25 in april and will have 4 yrs no claims then. So holding out as ive notice cossie insurance is so much cheaper at 25. So its just sat under a cover at the moment

[cosworth-replica]

Just going for my test soon and got a escort cosworth replica were would be the best place to insure it and is it best to insure my car with the body kit on my claim or not because if a get away with not putting body kit on my claim will think about putting rs turbo engine in it wil be ok for a first car

[Sowerby]

Im looking to buy a sapp cosworth for the summer, iv just been on the footman jone's website to get a quote, filled out all my detail's he wont insure me because im 22.
Im 22 had my licence since dec 05, 2years no claims and just got nine point's, i know straight away im gonna have my pants pulled down with the 9points and the age for insurance on a cosworth, does anyone recommend anywere that insures young drivers to insure weapons(cossie) it be only seen the road over the summer months 6month a year and stored away for the winter.

Soweby

[sponghead]

Footman James are very good. I have a multi car policy with a saph 2wd pretty standard and a heavily modified rally spec Mini (british one not the german wannabe) and the missus has a Nissan Micra. £420 fully comp on all unlimited mileage for both of us. I was payin £700 for the cossie alone prior to this.

I was so impressed with the quote I thought the woman said £1420 and after confirmation that there was no 1 in front I asked for it in writing.

Well known company too.

[DeanRS]

3000 miles, fullly comp £200....and i am 27. Classic car policy is the way forward my friend

[sponghead]

let's just hope the Conservatives give us our tax free in 2 or three years on our 25 year old cars.

Bloody labour freezing it at 1972.

[Moonstone Mo]

how old does the car have to be for insures to class it as a classic?

[DeanRS]

Originally Posted by Moonstone Mo

how old does the car have to be for insures to class it as a classic?

not sure, however mines been insured as a classic for 2yrs now and its a 1990 car.

[Moonstone Mo]

mines a 91 so fingers crossed as its up for renewal soon.

[sponghead]

I think it depends on insurer and car. I've had mine insured as a classic for a while now, I think they do allow for cars with classic or cult potential. I would be surprised if a 1991 would not make it into the classic bracket.

In fact I would think that for escort cossie owners it would be worth asking the question now.

I could not get classic insurance for an 83 motorbike but I could get it for my 88 saph so it's always worth asking.

[skyinsurance]

Originally Posted by Moonstone Mo

how old does the car have to be for insures to class it as a classic?

Usually, classic car polices are more about your circumstances than the car, eg it must be kept off road, limited mileage, second car etc

[Moonstone Mo]

cheers peeps.

[105epwr]

will foot man james do modified cossies tho?

[rog]

As above, gonna change insurers this time around as greenlight are not competetive and i need it sorted out by the 7th April.

[Dave McB]

put it on a classic policy - i paid 200 quid this yr

[rog]

Where from?

[ram]

Right come next week i'll be 25 so its finally time to insure my cossie.. I wanna use footman james but im confused how you guys with cossies are covered by them yet it says no modified cars on there site here?..

https://fjquotesonline.co.uk/CoreQuo...duct=1&Style=3

Dont wanna waste my time ringing up and being on old just to find out they wont insure mods.

cheers

[sponghead]

Mines on a multi car policy. But judging by some of the replies above I think you will get a good deal on a single car policy.

It will be worth asking about mods as one of my cars is a heavily modified rally spec mini and they cover that. It started life as a London themed Mini which were the base 998cc models in their day. Now it has a 1300 rip snorter with wide arches,big wheels rollcage etc.

Mine has just come up for renewal and £400 for 3 cars including 3 points and business use on all 3 it's worth the gamble. also for a land line call to 0844 I think it's a flat rate of 5p or something so it won't cost a fortune!

Just looked at the link and most insurance companies put that for their online quotes. It does not mean they wont cover you, you just have to speak to someone.

Good luck and post your results it will be interesting to see.

[ram]

Cheers for the reply mate, sure it has helped a few of us on this thread.

Ive just turned 25 today! (well yesterday now its gone midnight) so will finally be insuring my saph. i also have a daily runner so will hopefully be able to do a muticar with footman james, seems like they'll be fine insuring a modified cossie then, will give them a bell.

cheers

[onslack]

Originally Posted by RS SHAUN

try needtoinsure excellent service mate.

i'm with you on this one

i'm insure'd with need to insure, i'm 25, 5 years ncb, full comp, all mods declared,10k a year and my policy is about £570 odd a year

[R4N S S]

FJ did a quote of 255 for me on a saff - 33, 3 points and 28 day ban for speeding - this is on classic policy limited to 4500 a year

3dr quotes were about 100 more

[392B.H.P.SAFF]

Footman James all the way guys

[lukeytheduke]

Hi folks, its great i found this part in the forum, i havent been online for about a year! Anyway i just had my quote and it was 228quid, thats is absouletly amazing!much better than 2k a few years back.

Anyway, it says the car has to be garaged and mine is kept on of road parking but theres no option for that! any ideas??

[saphcosmike]

Footman James for me £242 FC limited to 3000 miles

I'm sure I heard you had to be 30 years old to take a policy out on Classic?

[cossie4i_]

Mines due for renewal next month so will give them a try

Steve

[ShiftyOldScoob]

was on to footman james yesterday.....

They told me that they couldnt insure me as my saff was too heavily modified and had too great a power hike

I said a few people off here had insurance with themselves on high powered cossies but they said thats probably because theyve been with them a while as their rules have just changed!

If the car had of been standard it would have been 172.70 for the year BUT since its not, everyone wants a bare minimum of 1200!!!!....last year was 1000....I dont understand?????

The car is a second car and does less than 1k a year

[scottyrs]

give need to insure a bell mate