replica how do i go about insurance

[johnandhissaffy]

hi guys and girls iv almost finished my sierra cosworth replica and was just wondering how i go about insuring it i have everything recaro seats full body kit i changed the engine from a 1.6 pinto to a 2 liter dohc ,mongoose exhaust, alloy wheels i am a bit worried about how to get it proply insured will i need to have a expert to check my car over or will i just need to say to my company

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[johnandhissaffy]

[fuzzy]

you phone an insurance company, you tell them your mods and they give you a quote. thats how it usually works.

[johnandhissaffy]

Originally Posted by fuzzy

you phone an insurance company, you tell them your mods and they give you a quote. thats how it usually works.

its just i changed the engine i was thinking i need someone to check that its done proply or not but ill ring them anyway cheers

[fuzzy]

no one checked mine when i declared it and if its passed an mot since then then itll be roadworthy. they sometimes insist on an engineers report if your trying to take out an agreed high value policy.

[Tony @ Greenlight]

Hi John,

As per fuzzy - we cover modified cars via a number of different Underwriters and the requirement would be for the vehicle to have a valid MOT.

For your own piece of mind (bearing in mind it will be you driving it) you could pay a local garage to check over the vehicle to ensure the modifications were fitted correctly. If you do this, keep the receipt as it shows any Insurer that you have taken additional precautions, which always goes down well with Underwriters.

Suspension and braking generally cause the most concern to Underwriters, as (for obvious reasons) with handling modifications these have the potential to cause the most serious claims.

If you'd like to see what we can do log onto www.greenlightinsurance.co.uk to apply for a free quotation.

Look forward to hearing from you

Kind regards

Tony

[johnandhissaffy]

Originally Posted by Tony @ Greenlight

Hi John,

As per fuzzy - we cover modified cars via a number of different Underwriters and the requirement would be for the vehicle to have a valid MOT.

For your own piece of mind (bearing in mind it will be you driving it) you could pay a local garage to check over the vehicle to ensure the modifications were fitted correctly. If you do this, keep the receipt as it shows any Insurer that you have taken additional precautions, which always goes down well with Underwriters.

Suspension and braking generally cause the most concern to Underwriters, as (for obvious reasons) with handling modifications these have the potential to cause the most serious claims.

If you'd like to see what we can do log onto www.greenlightinsurance.co.uk to apply for a free quotation.

Look forward to hearing from you

Kind regards

Tony

at the moment i dont make your company's criteria im only 20 the wierd thing is i can insure a 2.0i dohc gls saloon (standard) for £1000 a year
my mods are recaro interior , full cosworth body kit ,mongoose back box and standard cosworth alloys can i put them as optional extra ?
i want to do it proply this time but dont really wona get mugged off iv been driving since january 2008 with 1 yaer ncb plus i have now got a catlyst converter on now so that might go down well and cental locking a ford laser alarm but am getting a cat 1 alarm soon hope this helps
its really worring me because as you all know im still young and you dont think of the insurence part till its almost done lol do you but.
if you could help id be very thankful cheers for your time

[Saaamon]

Its gonna be expensive for you mate.

[cosworth-replica]

I am in the same position as you for insurance got my self an escort cozzy replica am 19 and it will be my first car so insurance goig to be sky high for me

[delta13579]

iv just about finishd doing my 3door rep, i got insurance 4 it last week ok, its registered as a 1.6 but its runing a stage 3 2.1 pinto with t3 turbo, with buckets n harness, n a roll cage

[skyinsurance]

If you guys have 2 years driving experience then try Sky Insurance