Trade insurance for under 21's? Long shot i know!

Old 27-11-2008, 05:15 PM
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Shorty
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Default Trade insurance for under 21's? Long shot i know!

As above, does anywhere do trade insurance for under 21's? I doubt it but its worth a try.

Thanks.
Old 27-11-2008, 08:55 PM
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Graceland
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Doubt it Dave - most places requiore the policy holder to be over 23 with named drivers over 21, and then have massive excesses and big restrictions
Old 27-11-2008, 09:15 PM
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xr_craig
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Try Road runner mate
Old 27-11-2008, 10:43 PM
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bigjim172000
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I was on our Axa traders policy at the age of 18 with only limitation to a 1.6 for social domestic and pleasure, any engine size for business.
Old 15-12-2008, 12:24 AM
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Escow-Van
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Don't know who my company is insured with, but im 18 and am insured to drive all their vehicles, including the 174bhp t5 transporter

Is commercial insurance different to trade insurance?
Old 15-12-2008, 01:02 PM
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Tony @ Greenlight
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Hi Shorty,

A couple of Road risk Trade policy providers are as follows:

www.tradewiseinsurance.com
www.tradexinsurance.co.uk

Hopefully these guys can help, but if you're still stuck after this - pm me and i'll check within our industry for further providers.

Kind regards

Tony
Old 17-12-2008, 10:51 AM
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RS 5tu
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You can get one i got quoted £940 with my van and S2 although they said they would cover no mods so only pay me for the car if it got robbed.
Old 24-12-2008, 02:30 PM
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davyb
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I'm 21 and ive been wanting to know how to set insurance up like this myself Shorty... i heard you dont get any no claims from these policys though?
Old 24-12-2008, 08:48 PM
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woolford
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can i get a trade policy if im not in a vehicle trade??
Old 24-12-2008, 10:10 PM
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s2messa
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im on a trade policy, as a named driver have been since i passed, now im 21 and have no restrictions its great and it only cost's me £45 a year but excess is a bag of sand ..
Old 25-12-2008, 10:40 AM
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turbo_boost
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What trade policy is this fella if you could let me now???
Old 25-12-2008, 06:29 PM
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Originally Posted by xr_craig
Try Road runner mate
that what i was thinking aswell
Old 26-12-2008, 11:33 PM
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Guys any link road runner will only insure you 3rd party if your under 21
Old 27-12-2008, 09:43 AM
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Alex the kid
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yup it is hard mate to be a policyholder as a member of the policy the policy holder would still require premisis
Old 27-12-2008, 04:27 PM
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Shorty
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You got to be 21 to be insured with Roadrunner.

Pretty sure its the same with Tradex, havnt tried Tradewise.
Old 27-12-2008, 10:22 PM
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woolford
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Originally Posted by woolford
can i get a trade policy if im not in a vehicle trade??

Help would be good??

Paul
Old 03-01-2009, 08:47 PM
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RST
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Originally Posted by woolford
Help would be good??

Paul
I think if you bull shited it lol,
Company my boss is with will limit me to a 1.4 till im 21 but he is going to try shop around when his renewal comes up.
Old 11-01-2009, 12:19 PM
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woolford
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will i get covered if not i a driving or car job im 25
Old 17-01-2009, 07:05 PM
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rsdan123
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im 21 and im with quinn direct 3rd party fire + theft on my fiesta turbo but i am also insured to drive anything as long as my car is working and i have permision from the 3rd party check it out! i didn't belive it when i saw it in the small print so i rang them and they said i could drive anything!
Old 25-01-2009, 07:49 PM
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turbo_boost
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Yes but 3rd maybe ok on a rs turbo or a saphh were it would be cheap to get the car fixed but it is not worth doing this on a a 10k car etc
Old 25-01-2009, 09:08 PM
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nickywarwick
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Originally Posted by rsdan123
im 21 and im with quinn direct 3rd party fire + theft on my fiesta turbo but i am also insured to drive anything as long as my car is working and i have permision from the 3rd party check it out! i didn't belive it when i saw it in the small print so i rang them and they said i could drive anything!

im exactly the same, its ideal.
Old 23-09-2010, 05:23 PM
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Steve lowloader
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Default Insurance for under 21's

I'am 21 i got a trade policy with a company called Peacock through Royal Sun Alliance.

It was expensive but its worth every penny to me.

Link below for you -

http://www.peacockinsurance.co.uk/mo...insurance.aspx

Last edited by Steve lowloader; 23-09-2010 at 05:24 PM. Reason: didnt work
Old 20-10-2010, 12:43 PM
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0cj0
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Hi all,

I'm glad this thread was started really helpful!

But I'm 20 ... & a half and I'm having an nightmare trying to get any sort of trade insurance, perhaps things have changed since this thread was started? I've tried nearly all the above and I get the same flat unhelpful NO.

It's getting to the stage where I'm weighing up how much it would be, buying a 4X4 and a trailer and towing cars from A to B (which in my opinion is ridiculous).

So if there is anyone out there who has recently managed to attain trade insurance for a 20 year old please tell me how!

Thanks in advance,
Cal
Old 20-10-2010, 12:51 PM
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saph4be
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just read the small print as most policys will require to PROVE your a trader if you have to claim this is to stop people just getting one to insure mutiple cars for personal use so be carefull!
Old 20-10-2010, 05:41 PM
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0cj0
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Oh I'm about to set up as a trader so wont be an issue, just cant the bloody thing!
Old 20-10-2010, 09:14 PM
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mac82
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im not 21 anymore im 27 but, ive got trade insurance with trade wise, fully comp £1050, thats with my st170 and astra van named on it, insured to drive anything up £30,000 with no limit on how many vehicles named on it. thats with full business usage as well. oh, can be modified or import as well
Old 20-10-2010, 09:25 PM
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Thats seems a hell of a deal! I would pay 5 times that to get that now...
Old 08-11-2010, 02:45 PM
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rockyhorror
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Default Motor trade insurance - Found this

Found this,

Motor trade insurance (any combination of road, buildings, business, liability etc...) underwritten by Aviva, you can even pay monthly! www.motrade.com

r
Old 08-11-2010, 02:53 PM
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0cj0
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I' began filling in there Instant quote forms but I saw - You are 25 years of age or above - in the terms & conditions. Thanks all the same!
Old 16-06-2011, 07:10 PM
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anton2011
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Originally Posted by s2messa
im on a trade policy, as a named driver have been since i passed, now im 21 and have no restrictions its great and it only cost's me £45 a year but excess is a bag of sand ..
whos this with m8
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