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Old 27-11-2008, 05:15 PM   #1
Shorty
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Default Trade insurance for under 21's? Long shot i know!

As above, does anywhere do trade insurance for under 21's? I doubt it but its worth a try.

Thanks.
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Old 27-11-2008, 08:55 PM   #2
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Doubt it Dave - most places requiore the policy holder to be over 23 with named drivers over 21, and then have massive excesses and big restrictions
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Old 27-11-2008, 09:15 PM   #3
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Try Road runner mate
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Old 27-11-2008, 10:43 PM   #4
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I was on our Axa traders policy at the age of 18 with only limitation to a 1.6 for social domestic and pleasure, any engine size for business.
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Old 15-12-2008, 12:24 AM   #5
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Don't know who my company is insured with, but im 18 and am insured to drive all their vehicles, including the 174bhp t5 transporter

Is commercial insurance different to trade insurance?
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Old 15-12-2008, 01:02 PM   #6
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Hi Shorty,

A couple of Road risk Trade policy providers are as follows:

www.tradewiseinsurance.com
www.tradexinsurance.co.uk

Hopefully these guys can help, but if you're still stuck after this - pm me and i'll check within our industry for further providers.

Kind regards

Tony
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Old 17-12-2008, 10:51 AM   #7
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You can get one i got quoted £940 with my van and S2 although they said they would cover no mods so only pay me for the car if it got robbed.
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Old 24-12-2008, 02:30 PM   #8
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I'm 21 and ive been wanting to know how to set insurance up like this myself Shorty... i heard you dont get any no claims from these policys though?
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Old 24-12-2008, 08:48 PM   #9
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can i get a trade policy if im not in a vehicle trade??
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Old 24-12-2008, 10:10 PM   #10
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im on a trade policy, as a named driver have been since i passed, now im 21 and have no restrictions its great and it only cost's me £45 a year but excess is a bag of sand ..
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Old 25-12-2008, 10:40 AM   #11
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What trade policy is this fella if you could let me now???
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Old 25-12-2008, 06:29 PM   #12
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Quote:
Originally Posted by xr_craig View Post
Try Road runner mate
that what i was thinking aswell
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Old 26-12-2008, 11:33 PM   #13
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Guys any link road runner will only insure you 3rd party if your under 21
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Old 27-12-2008, 09:43 AM   #14
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yup it is hard mate to be a policyholder as a member of the policy the policy holder would still require premisis
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Old 27-12-2008, 04:27 PM   #15
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You got to be 21 to be insured with Roadrunner.

Pretty sure its the same with Tradex, havnt tried Tradewise.
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Old 27-12-2008, 10:22 PM   #16
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Quote:
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can i get a trade policy if im not in a vehicle trade??

Help would be good??

Paul
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Old 03-01-2009, 08:47 PM   #17
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Quote:
Originally Posted by woolford View Post
Help would be good??

Paul
I think if you bull shited it lol,
Company my boss is with will limit me to a 1.4 till im 21 but he is going to try shop around when his renewal comes up.
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Old 11-01-2009, 12:19 PM   #18
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will i get covered if not i a driving or car job im 25
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Old 17-01-2009, 07:05 PM   #19
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im 21 and im with quinn direct 3rd party fire + theft on my fiesta turbo but i am also insured to drive anything as long as my car is working and i have permision from the 3rd party check it out! i didn't belive it when i saw it in the small print so i rang them and they said i could drive anything!
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Old 25-01-2009, 07:49 PM   #20
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Yes but 3rd maybe ok on a rs turbo or a saphh were it would be cheap to get the car fixed but it is not worth doing this on a a 10k car etc
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Old 25-01-2009, 09:08 PM   #21
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Quote:
Originally Posted by rsdan123 View Post
im 21 and im with quinn direct 3rd party fire + theft on my fiesta turbo but i am also insured to drive anything as long as my car is working and i have permision from the 3rd party check it out! i didn't belive it when i saw it in the small print so i rang them and they said i could drive anything!

im exactly the same, its ideal.
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Old 23-09-2010, 05:23 PM   #22
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Default Insurance for under 21's

I'am 21 i got a trade policy with a company called Peacock through Royal Sun Alliance.

It was expensive but its worth every penny to me.

Link below for you -

http://www.peacockinsurance.co.uk/mo...insurance.aspx

Last edited by Steve lowloader; 23-09-2010 at 05:24 PM. Reason: didnt work
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Old 20-10-2010, 12:43 PM   #23
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Hi all,

I'm glad this thread was started really helpful!

But I'm 20 ... & a half and I'm having an nightmare trying to get any sort of trade insurance, perhaps things have changed since this thread was started? I've tried nearly all the above and I get the same flat unhelpful NO.

It's getting to the stage where I'm weighing up how much it would be, buying a 4X4 and a trailer and towing cars from A to B (which in my opinion is ridiculous).

So if there is anyone out there who has recently managed to attain trade insurance for a 20 year old please tell me how!

Thanks in advance,
Cal
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Old 20-10-2010, 12:51 PM   #24
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just read the small print as most policys will require to PROVE your a trader if you have to claim this is to stop people just getting one to insure mutiple cars for personal use so be carefull!
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Old 20-10-2010, 05:41 PM   #25
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Oh I'm about to set up as a trader so wont be an issue, just cant the bloody thing!
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Old 20-10-2010, 09:14 PM   #26
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im not 21 anymore im 27 but, ive got trade insurance with trade wise, fully comp £1050, thats with my st170 and astra van named on it, insured to drive anything up £30,000 with no limit on how many vehicles named on it. thats with full business usage as well. oh, can be modified or import as well
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Old 20-10-2010, 09:25 PM   #27
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Thats seems a hell of a deal! I would pay 5 times that to get that now...
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Old 08-11-2010, 02:45 PM   #28
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Default Motor trade insurance - Found this

Found this,

Motor trade insurance (any combination of road, buildings, business, liability etc...) underwritten by Aviva, you can even pay monthly! www.motrade.com

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Old 08-11-2010, 02:53 PM   #29
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I' began filling in there Instant quote forms but I saw - You are 25 years of age or above - in the terms & conditions. Thanks all the same!
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Old 16-06-2011, 07:10 PM   #30
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Quote:
Originally Posted by s2messa View Post
im on a trade policy, as a named driver have been since i passed, now im 21 and have no restrictions its great and it only cost's me £45 a year but excess is a bag of sand ..
whos this with m8
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Old 16-06-2011, 07:10 PM
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