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Insurance at 20?

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Old 18-05-2007, 04:29 PM
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broos3
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Default Insurance at 20?

hiya

IM looking at getting insurance for my 89 sapphire cosworth. Im sure there was a post ages ago about young drivers and cosworth insurance, buy i cant find it.

What companys are good for cosworth insurance? Who are you young drivers with? Im sure people said they got good prices when only 19 .

Im 20 with 2 years NCB and will only be using the car for summer. Will only do 3000 miles max.

Anya ideas?
Old 18-05-2007, 05:34 PM
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NUTTIN RILLA
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Boncaster through the rs owners club mate, i`ve been with them for 2 years and no one can get near them, i`ve just turned 25 and i pay £475
Old 18-05-2007, 05:44 PM
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broos3
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tried them, you need to be 21. So would have to wait for that.

Bruce
Old 18-05-2007, 05:46 PM
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You will find alot will be like that mate, some were telling me they need you to be 30


Try green light on here, think the guys name is tony
Old 18-05-2007, 05:58 PM
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greenlight is also 21 mate

i struggled with mine, and ended up sticking it in the garage to do what i wanted to it then just putting it on the road when i was 21
Old 18-05-2007, 06:02 PM
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tarmac terriost
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Originally Posted by NUTTIN RILLA
Boncaster through the rs owners club mate, i`ve been with them for 2 years and no one can get near them, i`ve just turned 25 and i pay £475
is that fulley comp
Old 18-05-2007, 08:26 PM
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broos3
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I can get a quote of 1400 from the post office, shame its TPFT.

Bruce
Old 18-05-2007, 08:38 PM
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have you tried adriann flux mate mine costs me 600 a year but im 28 with 7/8 yrs ncb
Old 18-05-2007, 09:39 PM
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Try competition car insurance, iu'm 27 with 1 yaer ncb and agreed value at 9.5k and 800 comp in ch43!!

Mate of mine just turned 21 and he's running (or will be when he gets it back from Mr Hadland!) 450 ish bhp 2wd and he's paying 1500 comp all mods declared

The number is usually in the back of the demon tweeks catalogue, give them a call!
Old 19-05-2007, 12:05 AM
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lewis_lisa
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my bro is 22 and 2yrs ncb wae directline m8 if this helps it was 1000
Old 19-05-2007, 09:58 AM
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direct line are quite good mate, thats who i was with when i was your age.
Old 19-05-2007, 12:09 PM
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Postcode is the biggest issue. I'm 35 and pay £1200 third party fire & theft with I think 7 years NCB. And 80% of insurance companies won't even quote me.
Old 19-05-2007, 01:00 PM
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GIVE PRIVALAGE A TRY

I HAVE INSURED 3 OF MY CARS WITH THEM NOW AND AT 20 I WAS PAYING £950 FOR A SAPH 4X4
Old 19-05-2007, 03:41 PM
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im 22 with 2 years ncb and i pay £1145 with greenlight, thats fully comp with al mods decleaid with breakdwn cover
Old 20-05-2007, 09:45 PM
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phill295
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so theres no chance 19 year old 2 years ncb getting insured on saph 4x4 then
Old 21-05-2007, 10:19 AM
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Originally Posted by phill295
so theres no chance 19 year old 2 years ncb getting insured on saph 4x4 then
It depends where you live...
Old 21-05-2007, 10:57 AM
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When I was young and had fast cars I would get my father to do the insurance with the policy covering all drivers, or me as a named driver. With a limited mileage policy that should be the cheap option and you are covered. Of course there's always the risk that if you have a serious crash the insurance company will be asking questions, so do it at your own risk.

I wouldn't be surprised if you have real difficulty in finding someone to cover you at that age. Even under 25 is not easy.

Good luck.


Charlie
Old 21-05-2007, 11:05 PM
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I had a quote of £2300 with hyperformance (who my focus is insured with) two weeks ago. 23, 9 points 4ncb. They told me to wait until next year (July) when i'm 25. So that's what i'm doing. On the up side i've just won some Lattice cossie rims on ebay ready for my new car .
Old 22-05-2007, 12:21 AM
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i had to wait till i was 21

no 1 would even quote me til then
Old 22-05-2007, 02:24 PM
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broos3
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I got the insurance sorted. I have used the Post Office, they quoted me 1600, and thats with 0years NCB. So its ok, will get it taxed for the start of June. WooHoo

Bruce
Old 26-05-2007, 08:28 PM
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ive got classic limited milage insurance through axa,27 y old 2 drink driving,£406 fully comp
Old 13-06-2007, 08:48 AM
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DANNY-B
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if you'd phoned around for insurance 3 weeks ago you may have stood a chance of getting covered but i'm sure its all just changed and you now have to be aged 21 or over to insure any kind of performance car. even tradex have bumped the age up to 26 for cars over 1800cc unless you are a customer that has been with them for a while.
Old 13-06-2007, 11:41 AM
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Reece
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hi i got mine wen i was 18 i am on my dads insurence though and it cost me 1500quid all i did was get the performance ford mag and ring all those in the bak
Old 18-06-2007, 05:19 PM
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vroooom ptssssh
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How about a 24year old, 1yrs driving experience, no NCB and live in a decent postcode area, got my RS turbo insured as a 2nd driver for £450 tpft....no chance?
Might try it as a 2nd driver again, but will prob NEED to be TPFT to get any decent sorta quote
Old 18-06-2007, 06:08 PM
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adrian flux were the cheapest for me by a few hundred quid when i was 21...
Old 19-06-2007, 03:30 PM
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im in the same boat as you mate.

i've got a moonstone blue 3 door just sitting in the garage. im not even trying to insure it till christmas when i hit 21 after some of the quotes i got at 20.

just using the time its sitting to give it a bit of a resto

mike
Old 20-06-2007, 11:39 AM
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Originally Posted by Tank Mike
im in the same boat as you mate.

i've got a moonstone blue 3 door just sitting in the garage. im not even trying to insure it till christmas when i hit 21 after some of the quotes i got at 20.

just using the time its sitting to give it a bit of a resto

mike
Thats exactly what i ended up doing with mine
Old 23-06-2007, 12:35 PM
  #28  
RS LOZWORTH
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im 21 and my saff costs just over 1000 with boncaster
Old 25-06-2007, 11:07 AM
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Default insurance

try quinn direct mate cheap likes
Old 25-06-2007, 11:08 AM
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Default insurance

or lancaster or confused.com
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