Originally Posted by
Frenchy0204
I don't see how you guys are paying higher insurances costs for people that front insurance.
If you are fronting your insurance and then go and crash the car, your insurers will not pay you (the driver) any money for repairs to there car if you are found to be fronting, but they do pay for repairs to the persons car that you smashed into. Therefore, I can not see how on earth you are paying more for your insurers due to fronters.
It's not fronters that are causing the rising insurance prices. It's the corrupt government, corrupt insurance companys and corrupt people that file false injury claims. That is whats causing the rising insurance prices, not fronters.
P.S, and no, I do not have an issue with people who front insurance, especially with the prices the way they are nowadays. Even if someone is fronting, they are still insured to drive the car and there insurers will still cover repairs to my car if they smash into me, so why should I worry?
It's un-insured drivers that I hate. They are the dickheads, not fronters.
If the person with the fronted policy had insured legitimately, they would have contributed a higher premium to the cost of repairing the third party's car, and it's that failure to do so that costs the rest of us more.
They fronted to save themselves money, or to drive a car that they were otherwise unable to insure at all. TBH, it's one notch up from driving without insurance.
When I was 17 I genuinely, honestly and sincerely believed I was a great driver. Even after crashing my car twice, it wasn't my fault - a defective tyre, and the geriatric that hit me (that one really wasn't my fault), but in both cases maybe with more experience I could have avoided the damage).
Both my boys passed their test, and then Pass-Plus. Touch wood, the minor bumps they both had right at the start showed them they had a lot to learn and I'm happy to say they are both better drivers than me, and are on the road legitimately.
And let's not start on the whole keyboard-warrior "I hate grasses" argument again. We've been there and done that and if you care enough you can go look for the old thread(s).