sky
ntl (phone and internet)
water
gas
elec
council tax
morgauge
tv licence
ground rent
house insurance
contents insurance
food shopping
nights out
mobile phone
car loan
car insurance
car tax
tracker
AA membership
wedding fund
(luckilly) no credit cards
the list goes on, and thats just normal running, thats before you buy new flooring, tv, dvd, pc, dishwasher, washing machine, cooker , fridge ect ect.
just downright depressing EVERYting that comes in goes straight out almost straight away